If you understand that investment earnings and investment withdrawals have nothing to do with each other, you will understand more about money than 95% of the people around you. First, let’s take a minute to make sure that you and I are on the same page. Investment earnings are what your investment earns. So if […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
What is a Business Development Company?
If you’ve been tempted to buy alternative investments you may run across the option of putting your money into a Business Development Company (BDC) but after you read this I hope you’ll decide to just stay clear. What are BDCs and what is the appeal? “BDC” is an abbreviation for “Business Development Company”. When you […]
5 Investments With Higher Returns for Retirees
Like most people, you are probably looking for higher returns. People who depend on investments to provide retirement income are going to find that especially difficult after the Fed’s recent announcement that interest rates are to remain close to zero for the foreseeable future. With 10 year treasuries paying less than 2% and 5 year […]
OptionsHouse Review From a Pilgrim’s Perspective
It doesn’t matter if you’re a skilled options trader or just starting out. This OptionsHouse review will be very useful to you. That’s because the company you trade options with could be the difference between success and failure. Of course successful options traders need low execution costs but they need lots more than that. Over […]
How Much Risk Should You Take Now?
How much risk should you take with your investments? How you answer this question will have a tremendous impact on your short-term and long-term financial situation. Keep in mind that even though you have long and short -term financial needs, you also have emotional wants and needs too. If you do not find a balance […]
How to Get Your Boss to Offer You a Golden Parachute
You can get your boss to offer you a golden parachute if you plan ahead and use your noggin a little. First let’s agree on our terms. What is a golden parachute? Basically, this is a one-time payment your company makes to you upon your separation from service. In other words, they pay you a […]