Whenever the stock market enters a turbulent period, people look for alternatives to equities. Inevitably the term “TIPS” comes up (Treasury Inflation-Protected Securities). This is the “go-to” bond people buy that is protected against inflation. But what are inflation protected bonds and are they a smart investment? What are inflation protected bonds? To understand inflation […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
What Is Dollar Cost Averaging?
When you dollar cost average (DCA) you take a fixed amount of money and invest it at set intervals. Usually that means you take the same amount of money and invest it each week, month or quarter. If you have a 401k or 403B – you are already using a form of dollar cost averaging […]
Why The Government Wants More Inflation
According to the Labor Department, inflation is currently running at 1% (a four year low) and dropping. For consumers, low inflation seems pretty cool. Low inflation means we can buy more “chozzerai” (junk) for the same amount of money. What’s wrong with that? According to the Federal government, plenty. When people expect prices to stay […]
Is The Stock Market Too High?
Are you concerned about the stock market’s meteoric rise this year? Is it all huff and puff? And are your investments about to get blown down? Have the speculators driven prices up to far and too fast? I got a few calls last week from clients asking these and other questions. They wonder if it […]
Selling A Business The Smart Way – An Interview With Jim Wang
When people start thinking about selling a business they usually first consider how much it’s worth. That’s important of course. But if you want to sell your company for maximum value the best way to do so is to talk to someone who has done it a couple of times . That’s why I rang […]
What Is A Fiduciary? Is Your Financial Advisor One? 3 Reasons Why You Absolutely Positively Have To Know
You may not be sure what a fiduciary is and why it’s so important. Let me assure you that this is a crucial concept to understand. In fact, if you get professional financial advice from anyone, this one word can mean the difference between success and failure. Let me explain why I feel so strongly […]