Just because you can convert 401k funds into a Roth 401k doesn’t mean you should. How do you know if it’s a good decision or not? Let’s take a look. Background It’s well known that businesses large and small can offer up 401k plans. With such plans employees can deposit money into the account and it […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
Why a Government Bond Investment Stinks
I get lots of questions about the best way to invest money – especially when the market is turbulent like now. When I do get those calls, government bonds are usually something people ask about. I always try to answer by giving a little history lesson. Let’s me give you some perspective to explain why I typically do […]
What Is an IPO?
You might have heard about a new IPO Alibaba that is about to be brought to market. This is the Chineese equivalent of Google and American investors are going “gaga” over the prospects of buying shares. The shares might do really well of course but nobody really knows. As a result, I thought I’d […]
Are Bad News Country ETFs Your Key To Great Investments?
I read an article in the Investor’s Business Daily about an investment strategy with an interesting twist using country ETFs. In a nutshell, this approach calls for buying those country ETFs with the worst news rather than the best. No it’s not a strategy created by people who love to lose money. Quite the opposite. […]
Is My Annuity Safe?
A few days ago I received this email from Sue, a friendly Wealth Pilgrim: “What happens to folks who have their retirement funds in annuities? If the insurance companies are threatening to go belly-up, won’t some of these annuities be threatened?” I have a three-part answer to this. First, you must find out if the […]
3 Reasons Why Target Date Funds Still Stink To High Heaven
Target funds can make sense for a small group of people but they are foul investment choices for everyone else. There are three fundamental problems with these investments. Before we get to that let’s review what a target fund is. What Is A Target Fund? A target fund is a managed mutual fund that is […]