Target date funds are some of the most popular investment choices among retirement plan participants today. I understand why people put their money into these funds even though I think there are far better choices. But investors may not understand exactly what they are getting into when they pull the target date fund lever and […]
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
What Is The Best Way To Buy A Mutual Fund?
Should you buy your mutual funds directly from a mutual fund company or should you buy them through a custodian like TD Ameritrade or Fidelity? Does it matter? As you’ll see, it matters a great deal. In fact, where you buy your funds might be one of the most important decisions of your investing career. […]
Do Headlines And News Help You Invest Better?
Probably not. At least not if you want to grow your money safely. Take a look at the following headlines from March 2003: US car sales in February fell 41% to a 9.1 million annual rate, Bloomberg ADP reported that companies cut an estimated 697,000 workers in February. , Bloomberg Report: 20% of Home Mortgages […]
Should You Invest For Bond Interest Or Stock Dividends?
Interest rates, long predicted to climb, are still microscopic. If you buy bonds to create income you have to tie up your money for 20 years just to get 3% on a US Government Treasury* – pathetic. With dividend paying stocks, you won’t have to work hard to match that rate plus they provide the opportunity […]
What Does Passive And Active Investment Mean?
You’ve probably heard the terms “passive” and “active” investing before. What do they mean and are they important words for you to understand? Let’s take a few minutes and try to understand the answers in a way that can help you make better investment decisions. What Does “Passive Investing” mean? This relates to the degree […]
Should You Invest Using Automated Online Services?
Facebook and texting. Those two phenomenon prove that people are choosing electronic connections over personal connections more and more. So does it make sense to turn your money over to a computerized financial planner while you’re at it? There are plenty of companies out there who want to convince you that it’s a smart move. […]