There is so much hype about credit scores that it’s easy to get fixated on your number. It’s true that your score is important and it helps reduce your cost of borrowing. But let’s not go overboard. Most people don’t have to go to extraordinary lengths to boost their score – and you probably don’t […]
Credit Scores and Report Related Posts
Your credit score is your financial calling card. It is used by lenders, employers, life insurance companies and potential business partners to determine if they’ll do business with you or not. Here’s how to maintain the highest credit score possible. And if you’ve got blemishes in your credit history you’ll find great resources on boosting your credit score and cleaning up your history easily and quickly.
What is a FAKO Credit Score?
Your FAKO credit score is very important – but not for the reason you think it is. Since you may not be too familiar with the term, let’s break it down starting now. What is a FAKO score? FAKO is the mix of two words: Fake and FICO. Different companies have come up with different […]
5 Effective Ways to Improve Your Credit Score Fast
If you want to improve your credit score here are 5 ways to get the job done fast. This is important because your score can help you in a variety of ways. A higher credit score will help you get lower rates when you need to borrow money…and much more. It can help you get […]
How I Won My Credit Bureau Dispute Fast
The following is a guest post by Larry Klein. He found an innovative way to end his credit bureau dispute fast and in his favor. Let’s check out Larry’s story. If you have a credit bureau dispute it can drive you nuts. You probably didn’t do anything wrong but the bureau reports that you did. […]
Is It Dumb To Use Credit Repair Companies?
Neal’s Notes: What follows is a guest post and one person’s experience with Lexington Law the credit repair firm. I think Mike has many valid points but I think his positions sometimes miss. Different people face different credit challenges. Mike is a financial expert who already was successful improving his credit score on his own. […]
How I Got My Free Credit Score Online with No Credit Card
Normally you can’t get a free credit score with no credit card, but I just did. I didn’t even have to sign up for any “free trials” or anything else. There is a relatively new service from CreditSesame.com that gives you your free credit score – and much more – instantly. It’s free, you don’t […]