Insurance companies and agents don’t necessarily try to make life insurance quotes difficult to understand. But they don’t make them easy to read either. I believe that term life is better than whole life for most people. But not all term life insurance policies are equal. Let’s assume that you know how much life insurance you need […]
Asking for a Raise – 3 Easy Steps
It can be intimidating to ask for a raise. And it can be more difficult to do when jobs are scarce and unemployment is high. But put yourself in your boss’s shoes for a minute. She knows that her company’s real assets are her people. That’s because people generate profits. Revenue doesn’t happen on its […]
7 Ways to Spend Your Time That Save You Time
You probably don’t have any trouble finding ways to spend your time. But are you using your time to its fullest? Probably not. Most people (including yours truly) struggle with wasting time to some extent. That’s a shame. Not only does this make it more difficult to move up in your career, it’s easier to fritter […]
What To Do With Your Investments When Interest Rates Rise
Interest rates are on the rise. You might be asking yourself what to do with your investments right now. How can you hedge against inflation? Good question. But please realize that some “cures” to this problem are worse than the disease itself. What’s a smart investor to do? In my experience, there are 5 important […]
Why The Market Went Up When The Government Shut Down
I was wrong. Yesterday, the government officially starting shutting down and I predicted it wouldn’t happen. But despair not; I also predicted that if the government did close its doors the market might not fall into a tailspin. One out of two ain’t so bad. On Monday the S&P 500 climbed 13 , the NASDAQ […]
The Two Keys To Low Cost Divorce
Even if you and your soon-to-be-former spouse want an amicable split, divorce can be an expensive proposition. The secret of having a low cost divorce is understanding your terms and using mediation wisely. 2 Terms You Must Understand There are two types of divorce – summary and regular. If you don’t have children, debt or […]