Just because you can convert 401k funds into a Roth 401k doesn’t mean you should. How do you know if it’s a good decision or not? Let’s take a look. Background It’s well known that businesses large and small can offer up 401k plans. With such plans employees can deposit money into the account and it […]
Planning for Your Retirement the Smart Way
This post was originally published in December 2009 – about the same time most main stream publications were advocating staying out of stocks for good. Planning for your retirement is serious business. That’s why I get so angry when misinformation gets floated around. I recently read on a blog that if you retire now or want to […]
Why a Government Bond Investment Stinks
I get lots of questions about the best way to invest money – especially when the market is turbulent like now. When I do get those calls, government bonds are usually something people ask about. I always try to answer by giving a little history lesson. Let’s me give you some perspective to explain why I typically do […]
What Is an IPO?
You might have heard about a new IPO Alibaba that is about to be brought to market. This is the Chineese equivalent of Google and American investors are going “gaga” over the prospects of buying shares. The shares might do really well of course but nobody really knows. As a result, I thought I’d […]
Why And How To Stop Multitasking
If you want to do better and feel better you should slow down and stop multitasking. That’s right. If you can wrestle control of your life back from the clutches of your cell phone and computer screen, you’ll have a fuller life and do better on the job to boot. This might seem counter intuitive […]
Full Vs Phased Retirement
Ever since the day you started working you probably started thinking about retirement….right? Of course this is a good thing. It motivates to save and invest. But on the other hand it can add huge pressure to your day-to-day life. That’s because a full retirement requires a huge wad of “Benjamins” that reach to the […]