Is college a waste of time and money? I was talking to a young man named Andrew at a barbecue this weekend. He told me that he had just finished college and that he was excited about starting his career as a fireman. He told me he wanted to be a fireman ever since he […]
Smart Money Tactics When You Are In Your 40s
When I was in my 40s there were times when I felt a sense of financial desperation. I was saving like a banshee and working my “tush” off but I didn’t have a comprehensive plan. That’s pretty embarrassing for a financial advisor to admit but it was the truth. Anyway, it’s sort of a shame […]
5 Steps to a Successful Financial Intervention
What do you do when someone you care about is completely out of control with their finances? Maybe they’ve run up lots of debt and can’t find a way out. Maybe it’s not the first time this has happened. Maybe you are tired of bailing them out over and over again but you don’t want […]
What Are I Bonds?
If interest rates start climbing you are going to start hearing more and more about I Bonds. What are they and are they worth buying? What are I Bonds? I Bonds are a type of U.S. Savings bonds. They are issued by the Treasury and they are designed to help investors protect their income and […]
7 Business Mistakes that Almost Sank Me
You may yearn to get into business for yourself. If so, I’m on your team. I love running my own shop. But we both have to curb our enthusiasm a little and go into this with our eyes wide open. Many small businesses fail – but not as many as people think. According to the […]
How to Pay for Expensive Colleges When You Are Broke
Do you believe that the only way to help your kids is to send them to expensive colleges? It’s not true and I have the experience to prove it. Here’s an email I received recently that might just reflect a situation you are facing: My biggest financial challenge right now that I am facing […]