I racked my brain and came up with 12 of the best small business projects you can open with very little money. I’m especially excited about these ideas because they don’t require lots of money or training, but you can easily build a business that nobody can compete with. This is a post that I […]
How to Protect Your Retirement Funds from Divorce
If you want to protect your retirement funds during your marriage, it’s not difficult to do but you have to be proactive. The average cost of divorce is astronomical and it doesn’t even include what you lose when you split up your IRAs and 401ks. That’s why it’s so important to take these steps. In […]
LegalZoom Review – Is It Safe?
My clients need legal services from time to time. But they don’t want to pawn their own livers in order to pay an attorney. They’ve asked me about LegalZoom and I decided to perform an in-depth LegalZoom review. Of course, the big questions are: Is the service easy to use? Can LegalZoom be trusted? I […]
What Is Zero-Based Budgeting and Should You Use It?
Zero-based budgeting might work for some people, but there is a much better alternative for almost everyone. Before I go further, let’s look at what zero-based budgeting is. Quite simply, this is a process whereby you account for every single dollar you bring in. You budget every penny. You budget some money […]
Do You Need Mortgage Life Insurance Protection?
Mortgage life insurance in insurance that pays off your mortgage (whatever the balance is) if you kick the bucket. It sounds pretty cool on the face of it; who wouldn’t want to leave their family with a home that’s free and clear of debt if they die? So yes, it sounds good. Even better, it feels […]
How to Select the Right Roth IRA Beneficiary
Your Roth IRA beneficiary decision has to be considered very carefully. That’s because IRA beneficiary rules are very specific to the IRA and also because a Roth is a very different animal than a traditional IRA. The real power of a Roth IRA comes over time. The longer you keep the Roth (rather than […]