Big changes to your income (up or down) can throw you for a loop and bring up puzzling questions. If the income suddenly inflates, does that give you license to spend like a drunken sailor? If your income drops all of a sudden, should you ignore it and hope for the best or should you […]
What Does Pay Yourself First Mean?
If you are serious about achieving financial success – this post is for you. In fact, I’ll go out on a limb here – paying yourself first and investing the money wisely is about the closest you can get to guaranteeing your future financial success. All you have to to do is to put away […]
Should You Buy ETFs?
You’ve probably heard about the virtues of ETFs and how they are eating mutual funds’ lunch. Are they really that great? Should you put ETFs in your portfolio? Let’s take a look What Are ETFs? ETF stands for “Exchange Traded Fund”. They are very similar to mutual funds in that they pool money together and […]
How To Sue A Business In Small Claims Court
If you’ve been mistreated by a large corporation you don’t have to sit there and just take it. After you’ve tried to work out your differences amicably, you can play hard ball if that’s the only way to wake them up. And the good news is you don’t need a big budget or fancy pants […]
How The Supreme Court Just Improved Your 401k
If you are like most people I know, you probably aren’t too pleased with the fund choices you have available in your retirement plan at work and for good reason. 401ks are notorious for offering lousy funds with high expenses. Well, a recent U.S. Supreme Court decision may remedy that problem once and for all. […]
How To Downsize Your Home To Build Wealth
Downsizing your residence opens up lots of financial possibilities. It’s a smart alternative to consider. This is true for retired people of course but it’s also true for working stiffs like me. If you are like most people I know, your home is likely your single greatest financial asset. That being the case, you have […]