Here’s a unique way for you to take money out of your retirement account without incurring an IRA withdrawal penalty. If you had a required minimum distribution but forgot to take it, you’re looking at some pretty hefty penalties. That’s right, the IRS will smack you with a 50% penalty if you missed the deadline. […]
Term Life Insurance vs. Whole Life Insurance – In Plain English
Term life insurance vs. whole life insurance. Which is a better choice for you? Term life insurance policies serve a purpose. So do whole life insurance policies. The purpose of term life insurance is to protect your family for a specific time period. If you buy the right term life insurance, it does the job […]
3 Tips to Cut Education Expenses and Education Debt
If you cut your education expenses, you reduce the chances of graduating with huge education debt – which is the last thing you want. If you take the following steps, you’ll have more money to pay off your existing debt and you’ll accumulate a lot less debt going forward. Here are three powerful ways to […]
Can You Retire Now? The Complete Answer
It’s entirely possible that you have enough money to retire now, but you may not know it because you may not be asking the right questions. It’s also possible that you are planning to retire now and don’t have enough money. By the time you finish reading this post, you’ll know the answer either way. […]
Should You Move to Find a Better Job?
When should you move if you’re in need of work? This is usually the follow up question once you answer, “Which job is right for me?” This is a question I had to deal with when I was much younger. Just married and blessed with the birth of our first child, my wife and I […]
Cheap Product Liability Insurance Alternatives for Your Start-Up Business
Whether you have a tiny business or a full-blown factory, product liability insurance is important. Roger commented on my post on how to get cheap business insurance. It seems like the cost of insurance was going to stand in the way of him launching his business: “‘It looks like the cost of product liability insurance […]