If you have an expensive wedding ring, you might consider buying wedding ring insurance. The question came to me after our friend put her hand in our van door as it was closing. Don’t worry…the van door is fine. The ring and her finger were another story….. What risks do you face? Before we go […]
Co Signing A Loan? 5 Protection Tips
Let’s say you were approached by your friend Stacy who needs help qualifying for a mortgage to buy a home. She asks if you’d be interested in co signing a loan for her. You generally trust Jane and think she’s pretty responsible. But you’re concerned about being on the hook for that money. Keep in […]
Why You Should NEVER Open an Account in Your Name Only
It’s hard enough to make the right decision on how to invest your money. But it’s actually just as important to know how to take title to your account. This is also known as “vesting.” And it’s especially important if you are an individual. Typically, individuals who open accounts do so in their own name, […]
Vocational Skills Training for Free – 5 Steps
If you are looking for a new profession or vocation and don’t have the time or money to go back to school, you can still get the vocational skills training you need. What’s more, you can get a job and a profession while accumulating valuable experience and connections in your new career, even if you […]
Smart Investment Solutions for 2011 and Beyond
It’s hard to find investment solutions in this kind of market. Interest rates are ridiculously low. Real estate prices are predicted to decline further and what the stock market will do is anyone’s guess. This can be especially tough if you need income from your investments. What’s a smart investor to do? Clarity I don’t […]
Upcoming U.S. Financial Default? What to Do with Your Money Now
You are probably fairly anxious about what the boys and girls in D.C. are doing these days. After all, if they don’t find a solution to our debt/spending/tax impasse, the United States may run out of money. The fear is that our government will default on our debt. What should you do? Should you be […]