If you understand the difference between simple and compound interest, it can help you make (and/or save) a great deal of money. First let’s define our terms and then we’ll put the concepts to work. What is simple interest? Simple interest is a fixed amount charged on a fixed loan amount for the life of […]
Owning Rental Property Made Easy
If you are interested in owning rental property, you couldn’t find a better time to do so. Real estate prices are low and so are interest rates. At the same time, demand for rentals is very high. But despite these great conditions, you must still exercise extreme caution. If you don’t you could still end […]
What is an ADR and Should You Buy ADR Shares
From time to time, you’ll hear the term “ADR” if you are an investor. But what is an ADR and are ADR shares good investments? Let’s define “ADR” first and then determine if they are a good fit for your portfolio. What is an ADR? “ADR” stands for American Depository Receipt. These are simply shares […]
9 Crucial Questions about Retirement People Forget To Ask
You probably have questions about your retirement no matter how young or old you are. I know it’s true because people at all stages of life write and ask me to clarify retirement issues all the time. What I find interesting is that while the questions they do ask are almost always good questions they […]
What is a Limited Power of Attorney?
What is a limited power of attorney? It’s quite simply an extremely powerful estate planning document that can mean the difference between financial success and failure for your future. What is the purpose of a Limited Power of Attorney? The purpose is to give someone else the legal capacity to do business for you in […]
You Need A Budget YNAB 4.1 Update – Is it Worth It?
You Need A Budget (YNAB) rolled out a big upgrade to their budget tracking program recently. I’m going to take it apart in this post to help you decide if the upgrade is worth it (for existing users) or to see if the overall program is a good fit for people who are not already […]


