Have you ever paid for something and either didn’t receive it or didn’t get what you paid for? It doesn’t happen often but when it does, it’s maddening. That’s when disputing credit card charges becomes an important skill. If you just ignore the charge, you’ll wreck the credit score you worked so hard to achieve so […]
Archives for October 2011
How to Get a Bad Credit Home Loan Mortgage Refinance
If you’re looking for a home loan mortgage refinance with bad credit, there are ways to start borrowing money without paying high fees and exorbitant interest rates. A friend of mine, Sue, was stuck with a 7% mortgage. And because she didn’t have a high credit score, she thought she was unable to take advantage […]
5 Things Credit Card Insurance Protection Doesn’t Cover
Most people associate credit cards with earning rewards or paying interest, but they offer a lot more than that. As I’m sure you’ve noticed, credit card insurance protection is often offered free of charge. However before you rely on them, it’s important to understand how they work. Sometimes the names of the benefit can be […]
Beneficiary Designations – How To Avoid The Top 5 Traps
Your beneficiary designations are probably the single greatest estate planning tool you have available (other than a living trust). Yet very few people take the time to make informed decisions. Here’s a run-down of the top 5 traps and how to avoid them. 1. Different Rules Beneficiary designations are important. But IRA beneficiary rules are […]