Even if you don’t owe a dime to a soul, it’s important for you to understand the difference between chapter 7 and chapter 13 bankruptcy . Why? Because somebody might owe you money and you better understand what happens if they declare the “Big B.” A loyal Pilgrim reader happens to be a very friendly […]
Archives for April 2010
How to Maximize Income during Retirement
If you’re like me, you’re thinking about how to generate income during retirement . No…I’m not thinking about retiring just yet. I figure I have another 20 years to go at least. But I don’t like surprises and I want to do whatever I can to make sure my retirement doesn’t surprise me. I don’t […]
11 Ways to Save on Cost of Homeowner’s Insurance
There are many ideas on how to reduce costs and save on homeowner’s insurance. Let me run through a few of my favorite tips: 1. Don’t (just) shop around on the Internet. Yes, you have to shop, but call agents on the phone too. And don’t jump on the lowest quote. You have to remember […]
What is a Power of Attorney ?
What is a power of attorney? It’s a document you sign that grants another person the power to act on your behalf in case you are unable to do so. It doesn’t take long to set up and it doesn’t cost much. And once you do set it up, you’ll have a great deal of […]