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5 Powerful Negotiation Strategies that Work Every Time

You use negotiation strategies every single day, but you may not know it. If you have kids, you negotiate with them on keeping their rooms clean (let me know how that works). If you have a spouse, you negotiate who cooks and who cleans. If you have a boss, you negotiate deadlines, conditions, pay, etc. [...]

How Much Do I Owe My Children?

Do you ever wonder how much you owe your kids? While the answer always boils down to personal values, I think the question is worthwhile to bring up.  I know I could use your input because I always learn so much from your comments. I live in a pretty affluent area. When kids get into [...]

Credit Card Scams and How To Avoid Them

Can you think of anything more infuriating than getting ripped off by credit card scams? Maybe there are worse things but just the mere thought of this really steams my tea.   And just because you can dispute credit card charges, it doesn’t make this OK.  These perpetrators are cowards and thieves and there are [...]

Expense Reimbursement – How to Make Sure You Get What’s Coming To You

If you work for “the man” he’s got to provide for legitimate travel and business expense reimbursement. Even if you are an independent contractor, you might be entitled to expense reimbursement. While your firm is probably very willing to repay you, it’s up to you to make sure you get what’s coming to you. Even if [...]

How to Start Your Own Business Networking Group

I started looking into starting a business networking group recently. If you’re in business for yourself, you understand that your constant challenge is to promote your business. Business promotion, or marketing, can be very expensive. And just because you spend a great deal of money on promotion won’t guarantee results.  In fact, my experience tells [...]

Long Term Care Tax Deductions Made Clear

  If you own or are thinking about LTC, there are a few things you need to understand about long term care tax deductions before asking for an LTC insurance quote. Under the current tax code, LTC offers some nice benefits. For example, if you itemize your deductions, you can include your premiums as a [...]

How to Control Spending in Five Minutes a Month

You may think it’s impossible, but I’m here to tell you that you can control spending easily. The first step to doing that is to know what you spend. Make sense?  Now, if you are sick and tired of hearing me suggest that you use software like You Need A Budget to track your spending, you [...]

Should You Switch Credit Cards? Here’s What To Be Wary Of

There are many enticing offers that may persuade you to switch credit cards. Sometimes, it makes sense. But other times, it may be credit card trick that will end up costing you.  Here’s what to consider: When you simply apply for the credit card (regardless of whether or not the credit card company accepts your application, [...]

Limited Liability Company Tax Advantages and Disadvantages

If you have an LLC, it’s important to understand that there are many Limited Liability Company tax advantages and disadvantages. If you are a small business owner, you have the option of running it under many different legal forms. One of those forms is an LLC or Limited Liability Company. This election has a number [...]

What is Money Management

You’ve heard this term thrown around for years no doubt. Ever wondered what it really means?  What is money management? “Money Management” revolves around one word – risk. In other words, proper money management helps you reduce risk. It helps you avoid the downside pain and that’s why it’s critical you understand it. When I [...]