“Should I change my career ?” This is a question I often hear – and I’m glad I do. There is nothing worse –well almost nothing – than having the wrong career. Let’s face it, by the time you finish going to and coming home from work, working, planning on what to wear at work […]
Archives for April 2010
How to Make Really Smart Decisions to Take Less Risk
How can you make really smart decisions and take less risk ? Don’t get me wrong. Risk is a good thing. It keeps us motivated, focused and scared and allows us to experience a crazy rush from time to time. It’s what keeps us safe at night and helps those retirement accounts grow. It makes […]
Mutual Fund Evaluation Made Easy
When you make investments, which mutual fund evaluation process is best? Well…by the time you finish reading this, you’ll know a great place to start. It also works if you need to decide between ETFs versus mutual funds. This isn’t the only way to judge a fund and it’s certainly far from sufficient research to […]
Are Prepaid College Funds the Way to Save for Our Two-Year-Old Son?
If you’ve got a youngster at home, you might be wondering if prepaid college funds are worthwhile or not . I received the following e-mail last week from “L,” a reader who is interested in knowing the best way to start saving for college for their young son: Here’s part of what she wrote to […]
This Credit Card Alternative Could Reduce Your Interest Rate by 50%
There is a credit card alternative that could reduce your interest rate by 50% or more. Of course the best idea is to get out of credit card debt completely. But at the same time, you need to cut your cost of debt. If you carry high-interest credit card debt, there are options that can […]
Can I Reduce My Mortgage if I’m Out of Work?
“Can I reduce my mortgage? I’m out of work and I have no equity in the house.” This was a question our friend Kathy asked me not long ago. She was in serious financial trouble. She asked me how to get her mortgage loan modified and/or how to reduce her mortgage payments. Her situation is […]