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Should You Have A Joint Bank Account With Your Spouse?

by Neal Frankle, CFP ®, The article represents the author's opinion. This post may contain affiliate links. Please read our disclosure for more info.

If you have a joint bank account with your spouse it could be one of the smartest or dumbest things you ever do. That’s because in the right circumstances, having a joint bank account brings you and your spouse together and helps you both stay on the same page with respect to saving, budgeting, spending and even investing.

But in the wrong circumstances, having a joint account leads to financial failure, resentment, accusations, anger and sometimes divorce. Clearly there is a lot at stake. How do you decide which way to go? My experience tell me there are 6 variables to consider:

1. Goals

Do you and your spouse share the same financial goals? Are you both working towards getting out of debt? Are you both focused on saving enough to travel or buy a house? If so, having one checking account can be a great way to introduce accountability. It’s also a wonderful way to encourage and propagate team work.

If on the other hand your goals are vastly different you should stick with separate accounts. This move will keep arguments to a minimum. If you can’t see eye-to-eye on your financial goals, you are just asking for trouble by combining your funds. Don’t try it. You’ll be sorry. I’m warning you.

Neal’s Notes:  No matter what you decide to do, make sure you really understand what joint tenancy means before you open an account. You might be surprised by what you are signing up for.

2. Spending

Do you agree on spending for the most part or do you disagree on what is and what is not necessary for the family? Obviously, the more you agree on spending the easier it will be to have one joint bank account.

If on the other hand you connect with me. all the time, maintain separate accounts and the fights should end.
Come to some understanding about which expenses are joint and which aren’t. For joint expenses, combine forces. For all other spending, keep your accounts as far apart as possible.

3. Debt

If you are both responsible and good at staying out of debt, there is no problem having a joint bank account. But if one of you struggles with debt while the other manages very nicely without it, do not commingle accounts.

Debt is the force that sinks all ships financial. If you combine finances with a person in debt, it will sink your financial ship – and your relationship too.

4. Record Keeping

If you agree on goals, spending and debt, the ability to keep good records doesn’t need to be the reason you keep your accounts separate.

If you are better at balancing the check book I have a novel idea for you. Keep your accounts combined but take on the challenge of helping your lovey dovey improve his skills. This is another way to work together and grow together.

5. Teachable

If you or your spouse admit that your financial life has become unmanageable and are willing (and eager) to learn and change, take a chance and create a joint bank account.

I would start slowly and with limited funds just to make sure there really is a willingness to change and grow. But go for it if you think this is for real.

In other words, your debt-ridden, free-spending, non-goal oriented spouse may have very different ideas about money, but he may realize that he doesn’t know what he’s doing. That being the case, throw him an olive branch and give it a try. You never know what could come of it.

And here’s a wild idea. Consider the fact that even though your husband might be financially-challenged, it doesn’t mean that you have all the answers either. Even if you make more money and have more experience, you might be off on a few of the conclusions you’ve come to. Am I right?

If your honey is willing to learn, consider going to a financial advisor. This is probably one of the best times to seek out professional non-partisan advice. By doing so, you’ll be demonstrating how much you appreciate his willingness and you’ll be showing how open you are to learn and change too. That can’t help but pay benefits as you work your lives together.

6. Income

My experience tells me that using income to dictate who gets to spend how much is a recipe for disaster. You are either partners or you aren’t. Don’t set up a dynamic where there is one-upmanship running the show. Bad karma man.

By all means, if you have different ideas about your goals, spending and debt, set up different accounts and let each partner be responsible for his or her own account.

But funding those accounts should be a joint decision made with true partnership upper-most in your minds.

As I’ve said before, money is the river that keeps your love boat afloat. Be willing to take a good hard look at yourself and your spouse. If you have the building blocks of a strong relationship, please don’t let money come between you. Use these 6 questions to determine if it makes sense to have a joint bank account or not and then act accordingly.

Do you keep a separate or joint bank account? Why or why not?

Carnivals with Pilgrim Sightings:

Carnvial of Personal Finance #371

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Comments

  1. Jlloyd says

    July 28, 2012 at 6:26 AM

    Great article ! I’ve read both previous comments and if it works your way do it. I have grate wife , smart , sensitive and impulsive. If she see’s it, she wants it, causing many disagreements. Separate accounts works foe me.

    Reply
    • Neal Frankle says

      July 28, 2012 at 8:03 PM

      Glad you found a workable solution…..

      Reply
  2. JP says

    July 26, 2012 at 5:12 PM

    We have both a single joint account and individual accounts. Married 27 years. The joint account covers all monthly expenses, we both get $100/week for personal fun and the rest goes into investments.

    Reply
    • Neal Frankle says

      July 26, 2012 at 5:20 PM

      @John. Nice compromise. Have you been using this set up for awhile? Did you have it another way and did that alternative create a problem?

      Reply
  3. MrFrugalFrank says

    July 26, 2012 at 4:32 AM

    I’ve been both ways…First wife had the theory why don’t we have money there are still checks left…Now my 2nd wife and I have a joint and I have my own for all my small business adventures plus a brokerage account..she is the listed survior….If you dont have trust thus you shouldn’t be with that person…

    Reply

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Who is Neal Frankle

Neal Frankle

I'm a CERTIFIED FINANCIAL PLANNER™ Professional with more than 25 years of experience. I feel very blessed and hope to share my personal financial experience and professional wisdom with readers of WealthPilgrim.
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*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

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We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


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*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

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Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
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*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

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👍 3 Best Dividend Stocks for 2023
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►Stop and refile, or suspend - what's the difference?
►Limitations
►If you claimed Social Security under the wrong category
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

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5 Reasons to Stop and Restart Social Security Benefits

Retirement Crusaders May 1, 2023 9:00 AM

*Ways to generate tax-free retirement income that your accountant never mentions*<br />► Is the Roth IRSA really an advantage?<br />► How to Use 529 Pans - EVEN IN RETIREMENT!<br />► The old standby - municipal bonds<br />► Sell your house and pay $0 Capital Gains<br />► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains<br />► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals<br />► Why your accountant does not help you pay less tax<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Ways to generate tax-free retirement income that your accountant never mentions*
► Is the Roth IRSA really an advantage?
► How to Use 529 Pans - EVEN IN RETIREMENT!
► The old standby - municipal bonds
► Sell your house and pay $0 Capital Gains
► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains
► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals
► Why your accountant does not help you pay less tax
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlBaUFA1MllMek44

9 Ways to Generate Tax Free Retirement Income

Retirement Crusaders April 24, 2023 10:03 AM

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*<br />►50% of people age 75+ have hearing loss.  Here's the solution.<br />►Meet the Robot Caretaker<br />►See the Wheelchair that Climbs the Stairs<br />►"I Forgot to Take my Medication" - See How to Solve It<br />►How Seniors can Cut Doctor Visits by 80%<br />►Continuous Blood Monitoring- It's Here<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*
►50% of people age 75+ have hearing loss. Here's the solution.
►Meet the Robot Caretaker
►See the Wheelchair that Climbs the Stairs
►"I Forgot to Take my Medication" - See How to Solve It
►How Seniors can Cut Doctor Visits by 80%
►Continuous Blood Monitoring- It's Here

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkFPZDRBTEFLWmxB

Five Technologies to Help You Age More Comfortably

Retirement Crusaders April 17, 2023 3:00 AM

*How to Protect Investments and Even Profit from Recession*<br />►What is a Recession?<br />►How We Know a Recession is on the Way<br />►Here's What Happens to Oyur Investments During Recession<br />►Investments that Do Well During a Recession<br />►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!<br />►Why We've Been Buying Preferred Stocks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Protect Investments and Even Profit from Recession*
►What is a Recession?
►How We Know a Recession is on the Way
►Here's What Happens to Oyur Investments During Recession
►Investments that Do Well During a Recession
►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!
►Why We've Been Buying Preferred Stocks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmVjdGZRczFtcEV3

The Recession is Coming: 5 Ways to Recession-Proof Your Investments

Retirement Crusaders April 10, 2023 3:00 AM

*What Happens When Congress Fails to Raise the Debt Ceiling?*<br />►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?<br />►Last Time the Stock Market Fell 16% that Month<br />►How the Debt Affects US Dependency on Other Countries<br />►The Razor Thin Margin in Congress is Different This Time<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*What Happens When Congress Fails to Raise the Debt Ceiling?*
►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?
►Last Time the Stock Market Fell 16% that Month
►How the Debt Affects US Dependency on Other Countries
►The Razor Thin Margin in Congress is Different This Time

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlF4UEhJUU01aTdV

How America Could Default on Its National Debt

Retirement Crusaders March 27, 2023 5:00 AM

*Why Medicare Advantage is Superior to Traditional Medicare*<br />►The 4 Problems with Traditional Medicare<br />►How to Minimize Your out-of-pocket Medical Costs<br />►Medical Care When Travelling<br />►5 Advantages of Medicare Advantage Plans<br /><br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why Medicare Advantage is Superior to Traditional Medicare*
►The 4 Problems with Traditional Medicare
►How to Minimize Your out-of-pocket Medical Costs
►Medical Care When Travelling
►5 Advantages of Medicare Advantage Plans


==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFLZVJvTms3MFhn

5 Reasons to Quit Traditional Medicare

Retirement Crusaders March 22, 2023 11:48 AM

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*<br />►The US is one of two countries that has no requirement for banks to maintain reserves<br />►The one thing that keeps banks safe (it's not the FDIC)<br />►Does your bank have sufficient cash on hand for withdrawals?<br />►Does your bank have adequate reserves?<br />►See this Chart--shows that bank reserves are plummeting<br />►The risk of Commercial Banks vs Retail Banks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

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Spend Less Money
*Understand These Threats of AI to Your Retirement Income*<br />►Do you own shares in the Companies That Will Get Hurt by AI?<br />►Which Companies Are Profiting Already from AI<br />►Potential Drastic Economic Impact in as Little as Five Years<br />►How AI Will Displace Workers and Further Threaten Your Social Security<br />►The Direct Impact of AI on Investment Selection<br />►How to Profit: AI Funds for Investment<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Understand These Threats of AI to Your Retirement Income*
►Do you own shares in the Companies That Will Get Hurt by AI?
►Which Companies Are Profiting Already from AI
►Potential Drastic Economic Impact in as Little as Five Years
►How AI Will Displace Workers and Further Threaten Your Social Security
►The Direct Impact of AI on Investment Selection
►How to Profit: AI Funds for Investment

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmQ4LXBDdEVBazhF

The Threat of AI to Your Retirement Investments (and the US Economy)

Retirement Crusaders May 15, 2023 9:00 AM

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLjVmUG0tTlB0T0VR

Retired CPA Warns: Stop Doing These 5 Things in Retirement

Retirement Crusaders May 8, 2023 8:30 AM

►Stop and refile, or suspend - what's the difference?<br />►Limitations<br />►If you claimed Social Security under the wrong category<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

►Stop and refile, or suspend - what's the difference?
►Limitations
►If you claimed Social Security under the wrong category
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmY2ZTlFcWw2b0lz

5 Reasons to Stop and Restart Social Security Benefits

Retirement Crusaders May 1, 2023 9:00 AM

*Ways to generate tax-free retirement income that your accountant never mentions*<br />► Is the Roth IRSA really an advantage?<br />► How to Use 529 Pans - EVEN IN RETIREMENT!<br />► The old standby - municipal bonds<br />► Sell your house and pay $0 Capital Gains<br />► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains<br />► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals<br />► Why your accountant does not help you pay less tax<br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Ways to generate tax-free retirement income that your accountant never mentions*
► Is the Roth IRSA really an advantage?
► How to Use 529 Pans - EVEN IN RETIREMENT!
► The old standby - municipal bonds
► Sell your house and pay $0 Capital Gains
► How 85% of Retirees pay $0 tax on Stock Dividends and Capital Gains
► Pay the lowest amount (or maybe $0) or IRA and 401k Withdrawals
► Why your accountant does not help you pay less tax
==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlBaUFA1MllMek44

9 Ways to Generate Tax Free Retirement Income

Retirement Crusaders April 24, 2023 10:03 AM

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*<br />►50% of people age 75+ have hearing loss.  Here's the solution.<br />►Meet the Robot Caretaker<br />►See the Wheelchair that Climbs the Stairs<br />►"I Forgot to Take my Medication" - See How to Solve It<br />►How Seniors can Cut Doctor Visits by 80%<br />►Continuous Blood Monitoring- It's Here<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Advancements in Aging - See how technology can replace human caretakers, solve hearing loss and provide close medical supervision for those living alone*
►50% of people age 75+ have hearing loss. Here's the solution.
►Meet the Robot Caretaker
►See the Wheelchair that Climbs the Stairs
►"I Forgot to Take my Medication" - See How to Solve It
►How Seniors can Cut Doctor Visits by 80%
►Continuous Blood Monitoring- It's Here

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLkFPZDRBTEFLWmxB

Five Technologies to Help You Age More Comfortably

Retirement Crusaders April 17, 2023 3:00 AM

*How to Protect Investments and Even Profit from Recession*<br />►What is a Recession?<br />►How We Know a Recession is on the Way<br />►Here's What Happens to Oyur Investments During Recession<br />►Investments that Do Well During a Recession<br />►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!<br />►Why We've Been Buying Preferred Stocks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*How to Protect Investments and Even Profit from Recession*
►What is a Recession?
►How We Know a Recession is on the Way
►Here's What Happens to Oyur Investments During Recession
►Investments that Do Well During a Recession
►Lock in High-Interest Rates BEFORE a Recession, LIKE RIGHT NOW!
►Why We've Been Buying Preferred Stocks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt-cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock. IBKR pays up to 4.33% interest on instantly available cash in your brokerage account (as of March 27, 2023)
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmVjdGZRczFtcEV3

The Recession is Coming: 5 Ways to Recession-Proof Your Investments

Retirement Crusaders April 10, 2023 3:00 AM

*What Happens When Congress Fails to Raise the Debt Ceiling?*<br />►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?<br />►Last Time the Stock Market Fell 16% that Month<br />►How the Debt Affects US Dependency on Other Countries<br />►The Razor Thin Margin in Congress is Different This Time<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*What Happens When Congress Fails to Raise the Debt Ceiling?*
►Has the US Ever Defaulted or Failed to Raise the Debt Ceiling?
►Last Time the Stock Market Fell 16% that Month
►How the Debt Affects US Dependency on Other Countries
►The Razor Thin Margin in Congress is Different This Time

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLlF4UEhJUU01aTdV

How America Could Default on Its National Debt

Retirement Crusaders March 27, 2023 5:00 AM

*Why Medicare Advantage is Superior to Traditional Medicare*<br />►The 4 Problems with Traditional Medicare<br />►How to Minimize Your out-of-pocket Medical Costs<br />►Medical Care When Travelling<br />►5 Advantages of Medicare Advantage Plans<br /><br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why Medicare Advantage is Superior to Traditional Medicare*
►The 4 Problems with Traditional Medicare
►How to Minimize Your out-of-pocket Medical Costs
►Medical Care When Travelling
►5 Advantages of Medicare Advantage Plans


==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/


*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLnFLZVJvTms3MFhn

5 Reasons to Quit Traditional Medicare

Retirement Crusaders March 22, 2023 11:48 AM

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*<br />►The US is one of two countries that has no requirement for banks to maintain reserves<br />►The one thing that keeps banks safe (it's not the FDIC)<br />►Does your bank have sufficient cash on hand for withdrawals?<br />►Does your bank have adequate reserves?<br />►See this Chart--shows that bank reserves are plummeting<br />►The risk of Commercial Banks vs Retail Banks<br /><br />==================================================================<br />*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*  <br />*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*<br /><br />====================================================================<br />Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:<br />====================================================================<br />*Interactive Brokers*  <br />We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time.  We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds.  Use this link and get up to $1,000 of Interactive Brokers Stock<br />https://ibkr.com/referral/larry410<br /><br />*Quicken*<br />The easiest way to track your retirement finances as the software automatically download data from your financial institutions<br />https://quicken.sjv.io/c/3553828/913177/11856<br /><br />*SeekingAlpha*<br />If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.<br />https://www.sahg6dtr.com/BXCXC4/R74QP/<br /><br />*Watch These Related Videos:*<br /><br />👍 Why Congress Needs to Cut Your Social Security Benefits<br />https://youtu.be/Me0q_qjQ2yk<br /><br />👍 3 Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last<br />https://youtu.be/Ltb2GtDIGTA<br /><br />👍 Three Best Dividend Stocks for 2023<br />https://youtu.be/HIjaOmFzpjw<br /><br />👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs<br />https://youtu.be/7J0pdgaYnNA<br /><br />👍 Fix Your Retirement Finances - Use the Bucket Strategy<br />https://youtu.be/AVRItboxE7Y<br /><br />👍 How to Recession Proof Your Investments<br />https://youtu.be/Qq1m16_Povw<br /><br />👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early<br />https://youtu.be/2c-lDFZPtOQ<br /><br />👍 Retirement Planning at 55 - Steps to take with 10 years to retirement<br />https://youtu.be/qLiThio8khA<br /> <br />👍 Retirement Age--at what age can you retire? How to figure it out<br />https://youtu.be/uU-6gJL1XfI<br /><br />No video on our channel Retirement Crusaders is intended to be investment or retirement advice.  These videos are for general educational purposes and not meant to advise you on your individual circumstances.  Please consult a professional.

*Why did SVB Bank Collapse and Could the Same Happen to Your Bank*
►The US is one of two countries that has no requirement for banks to maintain reserves
►The one thing that keeps banks safe (it's not the FDIC)
►Does your bank have sufficient cash on hand for withdrawals?
►Does your bank have adequate reserves?
►See this Chart--shows that bank reserves are plummeting
►The risk of Commercial Banks vs Retail Banks

==================================================================
*Join our Facebook group and interact with others who share similar concerns and questions about retirement https://www.facebook.com/groups/retirementcrusaders*
*Download our free booklets on 10 different retirement topics https://www.retirementcrusaders.com/retirementbooklets*

====================================================================
Any products or services mentioned below may provide retirement crusaders compensation. These are the services we like or use and recommend:
====================================================================
*Interactive Brokers*
We keep our investments at this firm because if we ever need cash, we do not need to sell at the wrong time. We can borrow money from our account at dirt cheap rates. Even now, with interest rates "high," the rate is about 4% to borrow funds. Use this link and get up to $1,000 of Interactive Brokers Stock
https://ibkr.com/referral/larry410

*Quicken*
The easiest way to track your retirement finances as the software automatically download data from your financial institutions
https://quicken.sjv.io/c/3553828/913177/11856

*SeekingAlpha*
If you want to find great investment ideas with analysis from other investors as well as professionals, SeekingAlpha is a must-have subscription. We use this to identify great retirement investments with safe, high dividends.
https://www.sahg6dtr.com/BXCXC4/R74QP/

*Watch These Related Videos:*

👍 Why Congress Needs to Cut Your Social Security Benefits
https://youtu.be/Me0q_qjQ2yk

👍 3 Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Problems with the 4% Rule for Retirement - How to Make Retirement Savings Last
https://youtu.be/Ltb2GtDIGTA

👍 Three Best Dividend Stocks for 2023
https://youtu.be/HIjaOmFzpjw

👍 Easiest Ways to Generate Side Income in Retirement - Retirement Jobs
https://youtu.be/7J0pdgaYnNA

👍 Fix Your Retirement Finances - Use the Bucket Strategy
https://youtu.be/AVRItboxE7Y

👍 How to Recession Proof Your Investments
https://youtu.be/Qq1m16_Povw

👍 Retirees Spend Less When They Retire -- How to Retire With Less or Retire Early
https://youtu.be/2c-lDFZPtOQ

👍 Retirement Planning at 55 - Steps to take with 10 years to retirement
https://youtu.be/qLiThio8khA

👍 Retirement Age--at what age can you retire? How to figure it out
https://youtu.be/uU-6gJL1XfI

No video on our channel Retirement Crusaders is intended to be investment or retirement advice. These videos are for general educational purposes and not meant to advise you on your individual circumstances. Please consult a professional.

YouTube Video VVVvVTBidWh3VnBselhyc3lmMzQybk9nLmlLTTd1am5BUHNn

Could Your Bank Collapse Like Silicon Valley Bank (SVB)?

Retirement Crusaders March 14, 2023 5:00 AM

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