I’m putting my tax refund to work this year. What about you? You might have all kinds of plans. You might be thinking about buying some new appliances for the kitchen or maybe even taking that trip to visit family. But before you start making your vacation plans, consider the long-term impact of your decisions. […]
How to Start Being Self-Employed Now in 4 Steps
Being self-employed isn’t just a dream. You’re reading this because you want to work for yourself, and believe me, you can make it happen. I don’t need to convince you. I do want to congratulate you though. Working for yourself is a wonderful way to live. I absolutely love it and I recommend it to […]
What Is Probate? (And How to Avoid It)
“What is probate?” That’s a question I hear often. In fact I was recently creating a financial plan for a client and this issue arose. The client, Betty, asked me about a family trust during our meeting. In explaining the advantages and disadvantages, the issue of probate came up. After about five minutes, Betty stopped […]
Why I’m Not Buying a Hybrid Ever Again
There are five big disadvantages of buying a hybrid automobile. If you’re thinking about buying a hybrid car, do yourself a favor and stop thinking about it. Unless you have a very unique situation, it’s not a good deal for you or our planet. 1. Politics I want to deal with this issue head-on. Some […]
DIY Credit Report Repair for Dummies
There is such a thing as “do-it-yourself credit repair for dummies.” That’s not to say that this subject is straightforward. There is so much noise on the radio, newspaper, TV and internet. Private companies promise to fix your credit and some say they’ll even guarantee results. Where do you start? Who do you turn to? […]
Professional LLC – Is It for You?
What is a Professional LLC and is it for you? Let’s say you have a great idea for a small business. Now all you need to do is the paperwork. There are so many ways to form your business, it can get confusing. But if you qualify, you should consider becoming a Professional LLC. It […]