If you’re about to call it a career, the last thing you want sent your way are retirement problems. You spent years socking away your hard-earned cash, so you better be sure it’s there for you when you need it. Besides employer fraud, there are several retirement program pitfalls you need to avoid. Here are […]
How to Get Music Lessons for Kids at 65% Off
You might be wondering what a CERTIFIED FINANCIAL PLANNER™ Professional ™ knows about music lessons for kids. Well, I’ll admit I’m no George Gershwin. But all work and no music makes Neal a very dull Pilgrim. My entire family is actually pretty involved with music. Each of my children has taken up one instrument (at […]
Debt Payment Plan – 5 Steps To Take Today
If you are in debt, your number one financial mission in life is to get rid of it as fast as possible. Think of your debt as a big pile of salt at a salt mine. The cranes keep adding salt to the top of the heap growing the salt pile higher and higher – […]
Should the Government Ban Rewards Credit Cards?
Small and online retailers, mom-and-pop stores, and local merchants have been able to thrive by accepting credit card payments. Merchants know that credit card users often spend more than cash users, and the convenience of using credit has increased revenue for all types of business owners. The convenience comes at a price, however. The price […]
Liability of Partners in Plain English
If you have a successful small business and you run with a partner, what exactly is the liability of partners? Well, if you set up a partnership agreement, you can spell that out exactly. If you don’t have a partnership agreement or the agreement doesn’t cover a specific issue, your responsibilities and liabilities are pretty […]
Disputing Credit Card Charges and Winning
Have you ever paid for something and either didn’t receive it or didn’t get what you paid for? It doesn’t happen often but when it does, it’s maddening. That’s when disputing credit card charges becomes an important skill. If you just ignore the charge, you’ll wreck the credit score you worked so hard to achieve so […]