Are you wondering how the market could drop so terribly in August and September and rebound so quickly in October? Does this recovery signal good or bad times ahead? Here’s a video that explains this in language you’ll understand.
Investing Strategies
They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.
The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.
Should You Buy ETFs?
You’ve probably heard about the virtues of ETFs and how they are eating mutual funds’ lunch. Are they really that great? Should you put ETFs in your portfolio? Let’s take a look What Are ETFs? ETF stands for “Exchange Traded Fund”. They are very similar to mutual funds in that they pool money together and […]
How Much Should I Invest?
You might think that the most important investment decision you have to make is what to invest in. I agree this is a pretty important question. But it’s equally important (if not more so) to know how much to invest. Here’s why. You might select the best investment possible, but if you don’t invest enough […]
What Are Index Annuities?
Index annuities are selling like hotcakes these days. In fact, they are breaking sales records. But does that mean you should buy one? Are they great investments or are insurance sales sharks shoving them down investors’ throats with no mercy? Let’s take a closer look. How Index Annuities Work? The first thing to know is […]
5 Steps to Balance Risk and Invest Better
You already know that every investment entails risk. Get too risky with your portfolio and you stand the chance of losing all or most of what you’ve worked so hard for. If you do that, it could have a life-changing impact for the worse on you and your family. On the other hand, if you […]
Is it better to Take Income from IRA or Non-IRA Accounts?
If you need money, you are usually better off taking it out of your non-IRA accounts before touching your IRA. That’s because when you take money out of your non-IRA accounts, you don’t usually trigger any tax. But every dime you withdrawal from a traditional IRA is taxable income my friend. On top of that, […]


