Stop Arguing and Worrying About Spending and Start Having a Wonderful Relationship and Financial Situation
Are you desperate to fix your relationship but find it impossible because you both constantly argue (or worry) about spending, debt or other financial problem?
Your relationship can still survive – and thrive. And you can stop fighting about spending once and for all.
There’s nothing worse than constantly walking on eggshells in your own home – especially when it’s because of financial disagreements. Or feeling stuck because you and your partner aren’t on the same page when it comes to what to buy. Or feeling deprived while at the same time, your partner seems to spend money on toys whenever he or she wants to. Or worse yet, not having anyone to talk to about it.
Unfortunately millions of people have to unwillingly do these things every single day. Why?
Because they never learned how to spend money – as a couple.
When you were single, you didn’t have the problems you now face. You probably just bough what you needed when you needed it and paid the bill when it came in. Now you have to decide which bills need to be paid now and which ones will have to wait until next month or the month after that. You have to deal with your partner’s spending habits and debt habits.
Your partner spends money differently than you do and it boils your tea sometimes….doesn’t it? Your financial life used to be so simple and now it’s a frustrating ball of pain.
I landed in that financial hotseat about 10 years ago myself. I was about to lose my wife and family for these very same reasons.
Even though I’m a financial adviser, I lived in complete financial fear ever since I was in high school. Both my parents died by the time I reached age 17. My mother died of cancer and my father died in an airplane crash a few years later. For a very short time, I bounced around from one friend’s house to another. Even though I didn’t sleep underneath a highway overpass, it felt like I did.
I was frightened and angry. I grew up with a lot of emotional and financial fear. Those fears didn’t subside even when I had my own family and started making money.
To make a long story short I graduated college, asked the woman of my dreams to marry me (she said yes) and started working. Having a family of my own solved some of my problems but not all of them.
When we got married, my wife had very little experience dealing with finances and we had very different views on what was and what was not a good way to spend.
She wasn’t extravagant but she wanted to enjoy life. I was still living in financial fear and wanted to save everything we possibly could.
Disagreements turned into arguments. We were on opposite sides of the street when it came to money and it was causing huge problems in our relationship.
The fun was gone. Unkind words were exchanged. I grew suspicious of the way she spent money so I became controlling. She felt that I had taken away her happiness, freedom, friends and life. She was so depressed she didn’t know what to do.
She wanted to spend money we didn’t have – and I didn’t want to spend the money that we did have. She wasn’t being responsible and I wasn’t being loving. How did it ever get that bad?
It was awful!
I searched the Internet and bookstores looking for a way to get our financial life (and relationship) on track. I had the financial expertise but it didn’t matter because we didn’t know how to work together. I tried to convince her why we shouldn’t spend and she tried to convince me why we should. We had no balance – just grief. I read books and reports. I got free information offered on websites. And I didn’t find ANYTHING that actually worked.
PROBLEM #1- Most financial books tell people what to do to get out of debt, get their spending under control or save and invest better. I gave all those books to my wife but she just wasn’t interested and she never even picked them up. None of those books got us together working on this as a joint project.
PROBLEM #2- Books on relationships are great for improving communication skills but they don’t provide any useful financial education with it. We became very skilled at communicating – but that didn’t solve our problems.
Problem #3 – Marriage or couples counseling is also a great way to improve communication skills. But therapists aren’t trained financial councilors. They don’t’ know how to help us agree on reasonable spending and budgeting goals. They just helped us talk about the problems more amicably. Oh so useful.
With all the half-baked solutions floating around I decided to do my own work. I was determined not to let spending stand between me and my wife. I lost one family….and I wasn’t about to go through that again. And after literally spending 10 years of searching and consulting with therapists, councilors and men’s groups (on top of the 25 years I’ve spent as a professional Certified Financial Planner), I found several unique ways to put sound financial advice together with specific exercises to get my wife and I on the same page working together.
Techniques we use together to hammer out our budgets, how to save for the future, how to get out of debt completely (we did that in 2008) how to prioritize etc….
In fact, as a couple, we got a lot more out of resolving these money issues than just improving our financial lives. In the 23 years we’ve been married, we’d both tell you that our relationship has never been better. I don’t even remember the last time we argued about anything.
What I’m offering on this site is a way for you to save your money and your relationship for $47. An opportunity to stop arguing about finances while getting your budget, spending, and debt under control once and for all.
My program Money School for Couples – How to Get Your Spending, Budget and Debt under Control and Stop Worrying and Fighting About Money is the key to having a wonderful relationship and financial situation, without having to get a couples councilor or financial adviser.
This program is to the point. It’s made up of 10 quick videos (each 5 to 10 minutes long) with accompanying exercises and spreadsheets. The program is interactive. You and your partner watch the short video together and then go through the exercises together. No more excuses about not having the time to read an entire book. It’s not slick. It’s just me talking with you about techniques that work. We talk about the same things we’d go over if we could sit down together for several hours.
Spend 30 minutes a night together working on this for a week or two and you’re there. I don’t give you any information on how to invest your money. People rarely split up because of investment disputes. They do split up over budget, debt and spending problems.
This report gives you exact step-by-step instruction on:
- Getting a quick start to a stronger relationship, improved financial situation and better life. At the end of the first 10 minutes, you’ll have a signed written commitment from each other promising to work together towards a better future in these areas.
- The most important financial question you never asked yourself and how it will get you and your partner on the same page financially – and keep you both there.
- What financial behaviors need to change (for both you and your partner) in order to find common ground? This module helps you pinpoint those issues.
- Dollarize your behavior. Are you spending your time well? Is your partner? This module will help you see the true cost of your behaviors.
- Track your spending. The most important ingredient of financial success is spending control. You might earn $75,000 – but if you spend $85,000 you’re going to end up in the poor house sooner or later. Everyone knows they should track their spending but most of us don’t do a very good job of it. It can be a lot of work and it’s tough to track every little expense. After you go through this module and exercises you’ll be able totrack your spending (and tame it at the same time) in less than 5 minutes a month.
- Stop Digging yourself deeper in debt. Do you have good debt or bad debt? I’ll explain the difference and if you have bad debt, here are the practical tools you need to stop digging yourself deeper.You’ll know exactly how much you need to increase earnings or cut spending in order to stop creating more debt.
- How to get out of debt, Now that you’ve stopped digging deeper, let’s get you out of your existing debt. Here’s a systematic approach you’ll use to eliminate your debt that is almost effortless.
- Why you may have failed in the past and how to correct that mistake once and for all.Do you know the definition of insanity? It’s doing the same thing and expecting a different outcome. Have you tried to correct your financial ship in the past only to find yourself right back where you started? That’s because you haven’t identified the root cause. This module identifies it for you.
- Priority matrix Are you confused about what financial goal to save for first? For example, should you put money aside for college saving first or for retirement? Do you ever argue with your partner about these issues? Here’s a simple tool you can use to make sure you never argue about your financial priorities ever again..
PLEASE NOTE… The only requirement for having all this work for you is that both you and your partner are willing to do the work. Other programs will tell you that you can save your relationship even if you are the only one who is willing to do the work. That’s a bunch of crap. Don’t believe it.
In order for this to work, both you and your partner have to be on board. If not, forget about it. Save your money….you’ll need it…
The good news is Money School handles this problem up front. In fact, the very first module asks you and your partner to make a written, signed commitment to do the work. If either of you aren’t willing to do that, pack it in. Don’t waste your time. At least all your wondering if he or she is ever gong to get it togther will be answered.
Yes, the entire course will take you both about 3 or 4 hours to go through including watching the videos and doing the interactive exercises. It’s concise. It contains resources that I’ve actually used myself and with my clients over the last 10 years. I’m happy to report, no divorces since!
But more importantly this program doesn’t just tell you what to do….it actually gets you and your partner off your butts and gets you both into action. Lots of people know what to do to I improve their finances. They still don’t do it. This program solves that problem – or your money back.
And in case you’re wondering, this program was created in August 2009. It’s fresh and it’s current. Of course, I’ve been using these techniques for the last 10 years – in my personal and professional life.
Since I don’t believe in selling half-baked solutions, if I haven’t tested it in the trenches, I’m not going to sell it to you or anyone else. You can get mediocre everywhere else. This report is a product of my personal and professional training and experience. I’ve gone through the same struggles you have.I have just as much as a vested interest in this information as you do.
ORDER NOW! Money School for Couples – How to Fix Your Finances, Spending, Budget and Debt – and Stop Worrying About Your Money – $47.
Barnes and Nobles sells books for over $20 that only tell you what you already know – make more, spend less. Other sites are charging $97 for their resources. Many of them are selling the same misguided and non-working “communication” information that isn’t going to solve your financial problems and pain. Other sites make you subscribe to receive free reports in exchange for that free worthless information you already know. Then they’ll send you dozens and dozens of e-mails advertising credit repair services. (I still can’t get off that list!)
For $47 you’ll be able to use a proven program that I’ve used myself to fix my finances and stop all the arguing and worrying.
And you have my personal 90 day guarantee that if this program doesn’t help you significantly improve your relationship and financial situation I will promptly refund your payment. Oh…and by the way….you get to decide what “significant” means.
That’s how truly confident I am your relationship and financial sitiation are going to skyrocket. (Remember these techniques work even if you’ve tried other ideas and failed or your money back. You can’t lose!)
With that type of guarantee you have absolutely no reason to turn this offer down. And what is it costing you by not fixing your finances? What is all that worrying and arguing costing you and your family? Isn’t it worth a try to change all that?
You may use Visa, MasterCard, Discover, and American Express to order via PayPal. I also accept post office money orders. (Please e-mail me for the mailing address.)
For your safety I am a PayPal verified seller. I will NOT have access to any of your credit card information. I will only receive notice that you’ve made payment.
You will given immediate access to the program once your payment is received.
I look forward to helping you get the relationship and financial situation you so desperately want and need.
Publisher, Money School for Couples , How to Fix Your Finances,Spending, Budget and Debt – and Stop Arguing and Worrying about Money
P.S.- In case you’re nervous about ordering from somebody you don’t know, I want to reassure you that you’re not dealing with some fly-by-nighter. I am an easy-to-find online entrepreneur. My latest project is Wealth Pilgrim.
I simply want to help people with my specialized knowledge. I was in the same boat you are in now and I completely understand how frustrating it can be to be happy when you are worried and fighting about spending. I know that what I’m selling here will help you tremendously.
And if it doesn’t (which I really doubt) you can ask for your money back and get it with absolutely no hassles.
Now hopefully my honesty will make you feel better about ordering from me. But if you have any additional questions please don’t hesitate to e-mail me. I will reply to you within 24 hours, but usually no more than 6 hours.
God bless and good luck!