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Spend Less Money

The Ultimate Frequent Flyer Airlines Credit Card Program Guide

The following is a guest post from my new friends at His and Hers DIY.  They have a great blog that answers just about any question you might have.  Make sure to check them out (links below). Most airlines offer frequent flyer miles to encourage commitment and loyalty. This can offset the minor differences in [...]

5 Fantastic Ways to Save on Entertainment

The following is a guest post by Emily Guy Birken. We may be the middle of a recession, but you still deserve to have a little fun. You shouldn’t have to borrow money just to have a night out on the town. Spending money on entertainment can seem frivolous when you’re watching every penny, but these [...]

Why I’m Not Buying a Hybrid Ever Again

There are five big disadvantages of buying a hybrid automobile.  If you’re thinking about buying a hybrid car, do yourself a favor and stop thinking about it. Unless you have a very unique situation, it’s not a good deal for you or our planet. 1. Politics I want to deal with this issue head-on.  Some [...]

Five Tricks to Improve Gas Mileage

This is a guest post from Andrew Wang. Many people have had to make huge adjustments to their way of living just to deal with the effects of the forever-increasing price of gas. We can all agree that gas prices are creating holes in our pockets and making it harder to save money.  Before you [...]

How I Make Cheap International Calls from My Cell Phone

I recently learned how to make free and (almost free calls) to just about anywhere in the world using my cell phone. I’m not talking about Skype. Even though Skype has mobile apps, the calls are still expensive (especially if you call another mobile phone). The solution? A company called Rebtel. Using this company I’m [...]

Emergency Funds – A CFP (R) Tells You What You Need

When it comes to emergency funds – one size doesn’t fit all.  First, remember that emergency funds are for unforeseen expenses. If you are in debt and can’t get out, you don’t have a problem with emergency cash funds; you have a problem with budgeting. And it’s important to have a good balance and to know [...]

How I Learned to Speak a Foreign Language Fast and Free

If you want to learn to speak a foreign language, I have good news.  The best way to do it is also the least expensive method – it’s free. My Experience I went to Israel many years ago barely speaking a word of Hebrew. It wasn’t hard to exchange foreign currency, but besides that I was [...]

How to Be Safe around Credit Cards for Kids

Do you agonize about getting credit cards for kids or young adults?  It’s not a simple issue.  Sooner or later, your children are going to be tempted to spend money they don’t have.  You don’t want them to roll up in a new car and tell you all about the low monthly payments (they can’t [...]

How Can I Change My Name Legally for Free?

The easy way to change your name is to simply start using the new name. That’s it. If you want your new name to be “Tex” or “Queenie,” just smack anyone upside the head anytime they don’t refer to you in that preferred manner. They’ll get the idea PDQ (pretty darn quick).     This [...]

Clearing Clutter. Collecting Cash!

Clearing clutter can mean cash for you and much more.  I’ve discovered a great resource to do both, but we’ll get to that in a minute. First, I have to ask you one question: do you have as much clutter as I do? Finally, someone has created a way for us all to find balance with [...]