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Spend Less Money

Should You Buy Wedding Ring Insurance?

If you have an expensive wedding ring, you might consider buying wedding ring insurance. The question came to me after our friend put her hand in our van door as it was closing. Don’t worry…the van door is fine. The ring and her finger were another story….. What risks do you face? Before we go [...]

Angie’s List Review – Can You Trust It?

I recently saw a commercial on TV for an interesting concept called “Angie’s List.”  It seems like a great business idea that has taken off.  It also might be a way to save the cost of home protection insurance plans by simply hiring better, cheaper contractors.  The service provides consumers with ratings on businesses in their local [...]

3 Easy Ways to Save Electricity this Summer

The summer months are often the time of year when homeowners see their highest electric bills and should focus attention on ways to save electricity. Keeping your home cool during the summer heat can really have an impact on how much you will pay for this variable expense. While it may be unpractical to completely [...]

Car Insurance Comparison Websites – The Ugly Truth

My car insurance came up for renewal this month, so I decided to do some rate shopping just to see what’s out there. With car insurance there are so many providers, and you want to check with as many as possible. So, I fired up my computer and headed out looking for some decent car [...]

Engagement Ring Prices – How to Buy the Right Ring at the Right Price

Buying an engagement ring is one of the first steps you take to begin your married life. The price of the ring shouldn’t cause you to start that joint life out in the poor house. When you get engaged, it’s pretty emotional. Even a jaded Pilgrim can admit that. But it’s important to be clear: [...]

How to Avoid Identity Theft while Traveling

You can do everything possible to stay safe on the internet and still be at risk of identity theft. If you travel, you have to be extra careful about identity theft. I often travel to visit my daughter who lives overseas. Her apartment has become like a second home to us. But it seems like every [...]

Using Health Insurance Deductibles to Save Money

It’s said that only two things in life are certain: death and taxes. I’m going to take the liberty of adding a third: health care costs will rise…and they’ll take health insurance up with them. Some people take jobs just so they can get health insurance. Since going without health insurance comes dangerously close to committing [...]

Home Protection Plans – Why I’m Cancelling Mine for Good

Do you think that home protection plans are just another scam?  You might be right. If you’re like me, you like the security of knowing you’re covered if something goes wrong at home. I’ll admit that I’m not the handiest Pilgrim there is. So when it comes to home maintenance, I have always had a [...]

What Is Groupon and Why It’s Dangerous

You’ve probably heard about Groupon and how it’s the best thing since sliced bread.  I don’t like it because it’s going to result in a lot of people spending money needlessly.  If you’re wondering how to stop spending money, this is not going to help you.  In case you haven’t gotten hooked yet, here’s the [...]

How to Collect Debt Quickly

Let’s say you have a “friend” who is very good at borrowing money but not very good at paying it back. The question becomes how to collect debt owed to you quickly. That’s where small claims court comes in.  You can use the court to get a judgment and then collect your cash. I started [...]