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	<title>Wealth Pilgrim &#187; Spend Less Money</title>
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	<description>WealthPilgrim.com -No Money Worries. No Matter What.</description>
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		<title>How To Use A Personal Statement of Cash Flows To Become Wealthy</title>
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		<comments>http://wealthpilgrim.com/statement-of-cash-flows/#comments</comments>
		<pubDate>Thu, 03 May 2012 08:01:35 +0000</pubDate>
		<dc:creator>Neal Frankle</dc:creator>
				<category><![CDATA[Spend Less Money]]></category>

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		<description><![CDATA[Even if you are not self-employed, you should make your own statement of cash flows if you want to drastically improve your financial situation. Fortunately, it’s very easy to do. In fact, it will take you less than 30 minutes a year and the payoff is tremendous. What is a personal statement of cash flows? [...]]]></description>
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		<title>Identity Monitoring For Free – Here’s How</title>
		<link>http://wealthpilgrim.com/identity-monitoring-for-free-heres-how/</link>
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		<pubDate>Wed, 18 Apr 2012 08:01:57 +0000</pubDate>
		<dc:creator>Neal Frankle</dc:creator>
				<category><![CDATA[Spend Less Money]]></category>

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		<description><![CDATA[Imagine how terrible it would be to have your identity stolen.  Lots of people shutter at the thought and rightly so.  That&#8217;s why identity monitoring is such a hot topic. The financial cost of having your identity stolen can be horrendous. This is to say nothing of the wasted hours and feeling of being violated [...]]]></description>
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		<title>An Amortization Definition You Can Understand and Use</title>
		<link>http://wealthpilgrim.com/an-amortization-definition-you-can-understand-and-use/</link>
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		<pubDate>Thu, 09 Feb 2012 16:45:45 +0000</pubDate>
		<dc:creator>Neal Frankle</dc:creator>
				<category><![CDATA[Spend Less Money]]></category>

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		<title>You Need A Budget YNAB Review &#8211; A CFP&#8217;s Opinion</title>
		<link>http://wealthpilgrim.com/you-need-a-budget-ynab-review/</link>
		<comments>http://wealthpilgrim.com/you-need-a-budget-ynab-review/#comments</comments>
		<pubDate>Mon, 16 Jan 2012 05:00:18 +0000</pubDate>
		<dc:creator>Neal Frankle</dc:creator>
				<category><![CDATA[Spend Less Money]]></category>

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		<description><![CDATA[I finally broke down and decided to review YNAB, better known to some as You Need A Budget, the premier personal budget software package.  And even though I’m a professional financial advisor and Certified Financial Planner, what you do financially dwarfs the importance of my work.  That’s right. Even if you had Warren Buffet working [...]]]></description>
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		<slash:comments>49</slash:comments>
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		<title>Creating a Budget that Works</title>
		<link>http://wealthpilgrim.com/creating-a-budget-that-works/</link>
		<comments>http://wealthpilgrim.com/creating-a-budget-that-works/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 09:01:22 +0000</pubDate>
		<dc:creator>Neal Frankle</dc:creator>
				<category><![CDATA[Spend Less Money]]></category>

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