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	<title>Comments on: Personal Debt Collection Success &#8211; 6 Steps to Collecting Money Owed You</title>
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	<description>WealthPilgrim.com -No Money Worries. No Matter What.</description>
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		<title>By: Neal Frankle</title>
		<link>http://wealthpilgrim.com/personal-debt-collection-collecting-money-owed-you/#comment-38042</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Wed, 28 Mar 2012 13:06:14 +0000</pubDate>
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		<description>Dave,

You have to prove to them that you notified them of your status change.  If you can not prove that you gave them written notice, you will have your work cut out for you.  I would simply go talk to the housing department.  Be nice.  Never display anger.  Politely ask to speak to the manager and work your way up to each higher level at the school until you get to the Dean.  I am sure they will want to be fair.  Let me know how it goes.</description>
		<content:encoded><![CDATA[<p>Dave,</p>
<p>You have to prove to them that you notified them of your status change.  If you can not prove that you gave them written notice, you will have your work cut out for you.  I would simply go talk to the housing department.  Be nice.  Never display anger.  Politely ask to speak to the manager and work your way up to each higher level at the school until you get to the Dean.  I am sure they will want to be fair.  Let me know how it goes.</p>
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		<title>By: Dave</title>
		<link>http://wealthpilgrim.com/personal-debt-collection-collecting-money-owed-you/#comment-38041</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Wed, 28 Mar 2012 10:44:36 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=13984#comment-38041</guid>
		<description>Hey Neal, I really need your advice. I&#039;m a former college student who quit the university on my second year when I got dismissed,  and went to pursue something different. I didn&#039;t apply for health insurance, or lived in the housing when I left, yet they still charge me for student service fee, housing fee, health insurance fee and campus based fee, and it&#039;s total up to 7k.  I already canceled my housing when I left but they didn&#039;t notify me that I have to write a letter to remove me from the contract. I don&#039;t if they still charge me for the terms when I wasn&#039;t living there. They&#039;re just trying to make money off of me, do you think it&#039;s wrong for them to do this even though I didn&#039;t use these? They even referred to the collection agency to force me, but I got nothing. I don&#039;t even want to pay for that crap that I didn&#039;t apply for. Mark what is your advice? What can I do to drop this? Have you ever been in this situation?</description>
		<content:encoded><![CDATA[<p>Hey Neal, I really need your advice. I&#8217;m a former college student who quit the university on my second year when I got dismissed,  and went to pursue something different. I didn&#8217;t apply for health insurance, or lived in the housing when I left, yet they still charge me for student service fee, housing fee, health insurance fee and campus based fee, and it&#8217;s total up to 7k.  I already canceled my housing when I left but they didn&#8217;t notify me that I have to write a letter to remove me from the contract. I don&#8217;t if they still charge me for the terms when I wasn&#8217;t living there. They&#8217;re just trying to make money off of me, do you think it&#8217;s wrong for them to do this even though I didn&#8217;t use these? They even referred to the collection agency to force me, but I got nothing. I don&#8217;t even want to pay for that crap that I didn&#8217;t apply for. Mark what is your advice? What can I do to drop this? Have you ever been in this situation?</p>
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	<item>
		<title>By: Car Negotiation Coach</title>
		<link>http://wealthpilgrim.com/personal-debt-collection-collecting-money-owed-you/#comment-4519</link>
		<dc:creator>Car Negotiation Coach</dc:creator>
		<pubDate>Sat, 17 Apr 2010 03:21:42 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=13984#comment-4519</guid>
		<description>Another idea might be to setup the loan officialy in the first place. If it&#039;s just a couple bucks and you value you friendship more than say $20 then obviously its more an annoyance than a real debt.  But if you are lending some serious cash, consider having the friend sign up at a a P2P lending site like prosper.com.  If they don&#039;t pay their debt, their credit gets dinged!</description>
		<content:encoded><![CDATA[<p>Another idea might be to setup the loan officialy in the first place. If it&#8217;s just a couple bucks and you value you friendship more than say $20 then obviously its more an annoyance than a real debt.  But if you are lending some serious cash, consider having the friend sign up at a a P2P lending site like prosper.com.  If they don&#8217;t pay their debt, their credit gets dinged!</p>
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