If you want to know how to discharge debt, understand that the most common way people do this is by filing for bankruptcy. Once you discharge your debts this way, it’s permanent. That means creditors can’t legally try to collect from you anymore. No more threatening letters or calls. No contact. No nothing. (However, if your creditor [...]
Here’s a unique tip on how to sell a house fast and pay very little capital gains tax – use an installment sale. Let’s say you want to sell your home. You bought it several years ago and you have a lot of equity in the property. Your luck doesn’t stop there. You’re fortunate enough [...]
If you’re interested in finding great financial planner jobs, I think I can help. Remember, its one thing to become a financial planner. It’s another to find a job. I’ve been in the business for over 25 years and I’ve seen scores of people try to get into this business. I have some experience with what [...]
If you’re thinking about divorce, you’re probably thinking about the cost of divorce too. On the bright side, if you and your spouse can find common ground, you can get this done for less than it costs to paint your car. But if you don’t find common ground, there’s a chance you and your spouse [...]
The lifeblood of your business is cash – without it, your business will shrivel and die. Sometimes you need a transfusion. If you don’t have collateral, then you will need an unsecured business line of credit. Here are the steps I recommend you take: 1. Get friendly. Talk to bankers and other lenders. Let them [...]
If you are planning any important financial move in the near future, here are 5 ways to improve your credit score fast. This is important because your score can help you in a variety of ways. A good credit score will help you get lower rates when you need to borrow money…and much more. It can [...]
If you are in college or know someone who is, be careful about the student banking accounts you set up. A wrong move could cost you unnecessary fees and even give you bad credit. Let’s start at the beginning. What is a checking account and how is it used? If you are about to start [...]
When you ask for an LTC insurance quote, you should already understand how long-term care insurance works. At its most basic, this is a policy that pays you money if certain things happen to you physically. The insurance company doesn’t reimburse you for medical costs like health insurance. It simply pays you a predetermined amount [...]
If you want to know how to lease a car cheap, I have good news. You can save a fortune with what I’m about to share with you. I want to go on the record and say that the longer you drive a car, the cheaper it is if you own rather than lease it. [...]
If your business is mired in debt, your cash flow suffers. And that threatens the very existence of your business. That’s when small business debt relief becomes a topic of importance. Fortunately, you have options. Lots of ‘em. While you might think declaring bankruptcy is your only and/or best option, think again. If you go [...]
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