Why The Stock Market Is Making You Rich Right Now

can stock market make you rich

It wasn’t too long ago that people were jumping out of windows because the market was spiraling down into a dark and evil abyss. Now the market seems to hit new all-time highs every day. And that’s not all. The S&P 500 has risen for the last 6 months straight. No wonder everyone is feeling [...]

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How to Buy Term Life Insurance Part II

how to buy life insurance

Yesterday we discussed the basics behind saving money when you buy term life insurance. This is over and above the amount you save by purchasing term vs. whole life. We talked about how to determine how much coverage you need and how long you need it for. By having the right amount of coverage for [...]

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How To Buy Life Insurance And Save 70%

how to buy life insurance

Very few people really know how to buy life insurance the right way. While you can save a ton of money by purchasing term rather than whole life, that’s only the start of the savings parade. The big savings comes when you buy the right amount for the right amount of time from the right [...]

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Carnival of Personal Finance – Happy Days Are Here Again Edition!

The stock market has been especially kind to investors lately. In fact, last week witnessed the S&P 500 breaking new ground – and closing at an all time high of 1614 and change. Over the next few days I’ll be writing more about what may be behind the recent market resilience. For now, let’s just [...]

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How I Won My Credit Bureau Dispute Fast

The following is a guest post by Larry Klein. He found an innovative way to end his credit bureau dispute fast and in his favor. Let’s check out Larry’s story. If you have a credit bureau dispute it can drive you nuts. You probably didn’t do anything wrong but the bureau reports that you did. [...]

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You Should Always Have A Mortgage – Here’s Why.

have a mortgage

I know it’s sacrilegious to suggest that you should always have a mortgage . Conventional wisdom says that paying off your mortgage early is always a good idea. After all, the sooner you pay it off, the sooner you’ll put an end to your house payment. That’s true financial peace of mind! And chances are, [...]

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The Health Care Reform Act – What it Means to You and What to do About it

healthcare reform act

Patient Protection and Affordable Care Act (PPACA)* – sometimes known as Obamacare – will be fully implemented starting January 1st 2014. The act has actually been phasing in gradually since it was passed in 2010, but most major components will be in full effect as of the first of the year. This will be the [...]

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Income Tax Law Changes for 2013

income tax law changes

The ink on your 2012 income tax returns is probably barely dry, but it’s already time to start looking ahead to income tax law changes for 2013. You may not have to concern yourself with filing for close to another year, but now is the time to begin setting up for a more comfortable ride [...]

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Before You Make A Homeowner Insurance Claim Read This

You don’t need to live in Hurricane Alley or in the wake of super storm Sandy in order to suffer losses to your property. There are floods, earthquakes, fires, blizzards and more that threaten homeowners 24/7. That’s why it’s smart to understand the homeowner insurance claim process before you suffer damage to your home. The [...]

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What Will Gold Prices Do Next?

For the last 5 or 6 years, gold has gotten a lot of attention and many people have gotten on the “buy gold” band wagon. But recently gold investors have gotten smacked around a little. If you are one of those people you’re probably asking what will gold prices do next? It’s a fair question [...]

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