(This 2 minute video explains what the Money Academy is and how it can help you.  You can watch it or read the following.)

Is your spouse driving you nuts when it comes to money?

Are you constantly fighting about spending or debt?

Are you walking on eggshells – afraid to even bring up the subject?

Do you feel alone and misunderstood by your spouse?

Your financial life used to be so simple and now it’s just frustrating.

Half of all marriages end in divorce.  Why?

Money is the number one issue.

PROBLEM #1- Most financial books tell people what to do to get out of debt, get their spending under control or save and invest better. I gave all those books to my wife – but nothing changed.  None of those books got us together working on this as a joint project. In fact, every time I gave her something new to read, her resentments grew.  If it was if I was telling her the problem was all hers and it pissed her off.

PROBLEM #2- Books on relationships are great for improving communication skills but they don’t provide any useful financial education with it. We became very skilled at communicating – but that didn’t solve our problems.

Problem #3 – Couples counseling is also a great way to improve communication skills. But therapists aren’t trained financial counselors. They didn’t know how to help us agree on reasonable spending and budgeting goals. They just helped us talk about the problems more amicably. (Oh so useful.)

With all the half-baked solutions floating around, I decided to do my own work. I was determined not to let money stand between me and my wife.  I lost one family….and I wasn’t about to go through that again. And after literally spending 10 years of searching and consulting with therapists, counselors and men’s groups (on top of the 25 years I’d spent as a professional Certified Financial Planner), I found several unique ways to put sound financial advice together with specific exercises to get my wife and I on the same page working together in the same direction.

What a burden lifted off my shoulders!

Techniques we use together to hammer out our budgets, how to save for the future, how to get out of debt completely (we did that in 2008 – including paying off our mortgage), how to prioritize, etc….

In fact, as a couple, we got a lot more out of resolving these money issues than just improving our financial lives. In the 23 years we’ve been married, our relationship has never been better.  I don’t even remember the last time we argued about anything.

What I’m offering on this site is a way for you to save your money and your relationship for less than you spent on your last meal out. An opportunity to stop arguing about finances while getting your budget, spending, and debt under control once and for all.

Want to see a sample of Money School?

Here’s just one module you can review right now for free:

Dollarize Your Behavior

Grab the entire course right now.

My program Money Academy for Couples – How to Get Your Spending, Budget and Debt under Control and Stop Worrying and Fighting About Money is the key to having a wonderful relationship and financial situation, without having to get a couples counselor or financial adviser.

This program is to the point. It’s made up of 10 quick videos (each 5 to 10 minutes long) with accompanying exercises and spreadsheets. The program is interactive. You and your partner watch the short video together and then go through the exercises together. No more excuses about not having the time to read an entire book. It’s not slick.  It’s just me talking with you about techniques that work.  We talk about the same things we’d go over if we could sit down together for several hours.

Spend 30 minutes a night together working on this for a week or two and you’re there. I don’t give you any information on how to invest your money. People rarely split up because of investment disputes. They do split up over budget, debt and spending problems.

This report gives you exact step-by-step instruction on:

• Getting a quick start to a stronger relationship, improved financial situation and better life. At the end of the first 10 minutes, you’ll have a signed written commitment from each other promising to work together towards a better future in these areas.
• The most important financial question you never asked yourself and how it will get you and your partner on the same page financially – and keep you both there.
• What financial behaviors need to change (for both you and your partner) in order to find common ground? This module helps you pinpoint those issues.
• Dollarize your behavior. Are you spending your time well? Is your partner? This module will help you see the true cost of your behaviors.
• Track your spending. The most important ingredient of financial success is spending control. You might earn $75,000 – but if you spend $85,000 you’re going to end up in the poor house sooner or later. Everyone knows they should track their spending but most of us don’t do a very good job of it. It can be a lot of work and it’s tough to track every little expense. After you go through this module and exercises you’ll be able to track your spending (and tame it at the same time) in less than 5 minutes a month.
• Stop Digging yourself deeper in debt. Do you have good debt or bad debt? I’ll explain the difference and if you have bad debt, here are the practical tools you need to stop digging yourself deeper.You’ll know exactly how much you need to increase earnings or cut spending in order to stop creating more debt.
• How to get out of debt, Now that you’ve stopped digging deeper, let’s get you out of your existing debt. Here’s a systematic approach you’ll use to eliminate your debt that is almost effortless.
• Why you may have failed in the past and how to correct that mistake once and for all.Do you know the definition of insanity? It’s doing the same thing and expecting a different outcome. Have you tried to correct your financial ship in the past only to find yourself right back where you started? That’s because you haven’t identified the root cause. This module identifies it for you.
• Priority matrix Are you confused about what financial goal to save for first? For example, should you put money aside for college saving first or for retirement? Do you ever argue with your partner about these issues? Here’s a simple tool you can use to make sure you never argue about your financial priorities ever again..

PLEASE NOTE…This will work for you if you and your spouse are committed to improving your relationship and financial situation and are open minded.  Guaranteed.  Couples fail because one person tries to manipulate the other into changing. That’s not what this program is about. I’m going to show you what you need to do in order to get out of debt, get your spending under control and work together as a couple.  I’ll be with you every step of the way and I’ll explain everything in plain English.  I’ll give you exercises that are designed to get you working on this as a team and it will work.  But I’ll tell you one thing upfront. Don’t get this program if you think your other half is the only one who needs to learn something.  You both have to be open minded.  Other programs will tell you that you can save your relationship even if you are the only one who is willing to do the work. That’s a bunch of crap. Don’t believe it. The good news is Money Academy handles this problem up front. In fact, the very first module asks you and your partner to make a written, signed commitment to do the work. If either of you aren’t willing to do that, pack it in. Don’t waste your time. At least all your wondering if he or she is ever going to get it together will be answered.


Yes, the entire course will take you both about 3 or 4 hours to go through including watching the videos and doing the interactive exercises. It’s concise. It contains resources that I’ve actually used myself and with my clients over the last 10 years. I’m happy to report, no divorces since! But more importantly this program doesn’t just tell you what to do….it actually gets you and your partner off your butts and gets you both into action. Lots of people know what to do to I improve their finances. They still don’t do it. This program solves that problem – or your money back.

Let’s me share a few Money Academy success stories:

"I have always been "frugal" and this made spending money on my girlfriend difficult.

Having been with my girlfriend now for over three years there have been the occasional fights over money.

After going through Neal's program the fights have ended. Now we are both on the same page financially. I have learned to be more understanding of her financial situation, and in doing so I now have more fun! Neal's program not only helped me and my girlfriend with our finances, but it also helped open my eyes to the concept of working to live and not just living to work!

Thanks Neal!!"

Justin


"Post-divorce surveys indicate that more than 90% of couples site money problems as a turning point in their relationship.

Money School for Couples is a remedy – or better yet – a preventative measure for financial issues with your partner.

Money School for Couples combines practical step-by-step directions on how to conquer debt and spending and get your relationship back on track at the same time.
The content, as well as the process of doing the course together, will solidify finances and relationships.

I highly recommend Money School for Couples to any couple struggling with money, or wanting to enhance their relationship with money as well as each other."


David Krueger MD,
Executive Mentor Coach

"Neal delivers content that is interactive, engaging, and as far from cookie-cutter as you can get.

When I look for advice, I try to find someone who has been there, done that. Someone who has overcome incredible adversary and built a passionate life. Someone who possesses the skills and the knowledge, but is willing to get in the trenches are fight with me.

When I'm looking for advice, I try to find people like Neal Frankle."



Adam Baker
Man Vs Debt

"Neal Frankle delivers solid direction to help you reestablish your financial foothold. Once you have that foothold you can start to look up again. Once you are looking up, you will learn to climb again, and once you begin climing, Neal will stay with you as you make your way back up to the top of your financial mountain.

Neal touches on many aspects of money that you may never have known existed. Emotion, goals, time management, knowledge, and wisdom are all incredibly important pieced of the puzzle, all of which are succinctly addressed in "Money School." Insightful exercises such as "dollarize your time" will teach you life changing ways to look at and handle your time and your money.

In closing, I would like to say that following his easy to understand modules will help you develop a solid financial plan for your life. Once you get started you will be amazed at how quickly your anxiety about money will melt away. Simply learning how to create and implement a sound financial plan will deliver most of the peace you are looking for, which, if you work at it will happen very quickly. The rest of the peace will be gained over time as you execute and nourish the plan that Neal will help you infuse into your life.

Neal has been helping people gain control over their financial picture for many years now. Won't you let him do the same for you?

Godspeed!"


Matt Jabs
Debt Free Adventure

"If you've heard Neal's personal story, you know that he understands that money-related issues can be stressful. Through both his business and his blog, Neal's made it his mission to help you minimize the financial stress in your life by taking meaningful steps toward achieving your goals."


Mike Piper
Oblivious Investor

My husband and I just started getting financially “on the same page” when we started watching your video. Working through each of the modules has given us a non-threatening and interesting format to discuss some important issues in depth. It’s opened the lines of communication beyond just bills and spreadsheets when it comes to our financial future as a couple.

Kathleen Connors


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And in case you’re wondering, this program was created in August 2009. It’s fresh and it’s current. Of course, I’ve been using these techniques for the last 10 years – in my personal and professional life.

By the way, the cost for not doing this could be your marriage and family.  I hope not, but the statistics are against you if money is the major issue in your marriage.

Since I don’t believe in selling half-baked solutions, if I haven’t tested it in the trenches, I’m not going to sell it to you or anyone else. You can get mediocre everywhere else. This report is a product of my personal and professional training and experience. I’ve gone through the same struggles you have.I have just as much as a vested interest in this information as you do.

ORDER NOW! Money Academy for Couples – How to Fix Your Finances, Spending, Budget and Debt – and Stop Worrying About Your Money – $27.



Barnes and Nobles sells books for over $40 that only tell you what you already know – make more, spend less. Other sites are charging $97 for their resources. Many of them are selling the same misguided and non-working “communication” information that isn’t going to solve your financial problems and pain. Other sites make you subscribe to receive free reports in exchange for that free worthless information you already know. Then they’ll send you dozens and dozens of e-mails advertising credit repair services. (I still can’t get off that list!)

For $27  you’ll be able to use a proven program that I’ve used myself to fix my finances and stop all the arguing and worrying.

And you have my personal 90 day guarantee that if this program doesn’t help you significantly improve your relationship and financial situation I will promptly refund your payment. Oh…and by the way….you get to decide what “significant” means.

Let me repeat

90 Day Guarantee — you take no risk.

That’s how truly confident I am your relationship and financial situation are going to skyrocket. (Remember these techniques work even if you’ve tried other ideas and failed or your money back. You can’t lose!)

With that type of guarantee you have absolutely no reason to turn this offer down. And what is it costing you by not fixing your finances? What is all that worrying and arguing costing you and your family? Isn’t it worth a try to change all that?

What kind of future are you guaranteed if you don’t do something different?

You may use Visa, MasterCard, Discover, and American Express to order via PayPal. I also accept post office money orders. (Please e-mail me for the mailing address.)

For your safety I am a PayPal verified seller. I will NOT have access to any of your credit card information. I will only receive notice that you’ve made payment.

You will be given immediate access to the program once your payment is received.

I look forward to helping you get the relationship and financial situation you so desperately want and need.

Warmest regards,

Neal Frankle
Publisher, Money Academy for Couples , How to Fix Your Finances,Spending, Budget and Debt – and Stop Arguing and Worrying about Money




P.S.- In case you’re nervous about ordering from somebody you don’t know, I want to reassure you that you’re not dealing with some fly-by-nighter. I am an easy-to-find online entrepreneur. My latest project is www.Wealth Pilgrim.com

I simply want to help people with my specialized knowledge. I was in the same boat you are in now and I completely understand how frustrating it can be when you are worried and fighting about spending. I know that what I’m selling here will help you tremendously.

And if it doesn’t (which I really doubt), you can ask for your money back and get it with absolutely no hassles.

Now hopefully my honesty will make you feel better about ordering from me. But if you have any additional questions please don’t hesitate to e-mail me. I will reply to you within 24 hours, but usually no more than 6 hours.
God bless and good luck!