You may have heard of Lending Club and to help you decide whether or not to use them, I’ve written an extensive Lending Club review. They claim to be the biggest player in Peer-to-Peer lending. They could be right. As of 5/13/13 they’ve funded $1.7 billion in loans – with $140 million funded just last [...]
It wasn’t too long ago that people were jumping out of windows because the market was spiraling down into a dark and evil abyss. Now the market seems to hit new all-time highs every day. And that’s not all. The S&P 500 has risen for the last 6 months straight. No wonder everyone is feeling [...]
The ink on your 2012 income tax returns is probably barely dry, but it’s already time to start looking ahead to income tax law changes for 2013. You may not have to concern yourself with filing for close to another year, but now is the time to begin setting up for a more comfortable ride [...]
For the last 5 or 6 years, gold has gotten a lot of attention and many people have gotten on the “buy gold” band wagon. But recently gold investors have gotten smacked around a little. If you are one of those people you’re probably asking what will gold prices do next? It’s a fair question [...]
Proper diversification of a portfolio can easily trip you up. At the basic level, this is applying the concept of not putting all your (financial) eggs in one basket. Pretty easy. But to really get this right, you have to dig a bit deeper I know that you are probably reading this because you want [...]
Smart investors always ask how safe their money is. And when it comes to fund investing, the answer is a bit surprising. Just how safe are mutual funds? Let’s find out. First, keep in mind that “safety” means different things to different people. When it comes to mutual funds, there are 3 or 4 ways [...]
My blogging buddy Mike dragged me kicking and screaming until I agreed to write this Ally Bank Review. I just finished writing a very extensive review of another online bank which I fell in love with. Who needs two banks? Am I right? Of course I am. But Mike was undeterred. He felt that in [...]
With high unemployment, a budget crises and sky-high debt you’d think that the stock market would be tanking big time. But it hasn’t. In fact, the market has been refreshingly resilient lately. What’s behind the recent strength? Here’s my take. Jobs February was mostly good for people looking for work. Employers did hire more people [...]
ROI is short for “return on investment”. It’s a term often used by business owners. But what does ROI mean to individual investors and is it important? If we break this down a little you’ll easily understand the meaning of “return on investment” and why it’s so important to anyone who wants to make smart [...]
What is value investing and why is it important right now? With the stock market having risen in the past few years and prices being on the high side of their historic range it’s time to start looking for bargains. Value investing is exactly that – the search for stocks trading at bargain prices. And [...]