Comments on: How to Change Your Credit Card Story Quick

By: Neal@WealthPilgrim

Neal@WealthPilgrim — Tue, 20 Apr 2010 14:00:49 +0000

I love your analogy w/debt and fire here Nunzio. Very thoughtful…now please pass the s’mores

By: Neal@WealthPilgrim

Neal@WealthPilgrim — Tue, 20 Apr 2010 13:59:44 +0000

Simple In France…

It’s great that you are out from under the credit card debt. How did you do it?

Please tell me your done dabbling????!!!!!

By: Nunzio Bruno

Nunzio Bruno — Tue, 20 Apr 2010 12:53:04 +0000

I agree with you here Neal. People need to be harder on themselves to avoid getting into sticky situations in the first place. Credit is like fire, it’s very useful it cooks, makes s’mores, gives light and warmth. When you stop paying attention to it though or are careless that’s when it can burn you or better yet burn everything you’ve worked towards to the ground. Credit can be a big help in getting you to where you want to be financially as well so for the responsible users of it out there you can’t be too hard on it. They were presented with a tool and had the capacity to use it to their own advantage. Like I said though I agree with you in that people need to be much harder on themselves.

By: Simple in France

Simple in France — Tue, 20 Apr 2010 11:28:59 +0000

I just love this: the fact that you point to personal responsibility for debt.

And yes, surprises happen that catch us off guard, but if you don’t have an emergency fund and are forced to use credit, then you are responsible for your own lack of planning. Ouch! I feel the tough love coming on. (I have 0 debt for now, although I’ve dabbled in credit cards in the past).

By: TheDebtHawk.com

TheDebtHawk.com — Tue, 20 Apr 2010 10:29:02 +0000

I couldn’t agree more with you here. If someone in debt is spending their time worrying about which credit card has the best rates, they are really wasting their time. Use that time to go get a second job. Earn more money and pay down that debt faster and faster.