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	<title>Comments on: Is Saving Money Wasting Money? Sometimes&#8230;</title>
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	<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/</link>
	<description>WealthPilgrim.com - A Journey To Self, Health and Wealth</description>
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		<title>By: Shirley Docken</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1493</link>
		<dc:creator>Shirley Docken</dc:creator>
		<pubDate>Fri, 31 Jul 2009 15:34:16 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1493</guid>
		<description>I&#039;m a half glass full person, Neal, so you just planted a tiny seed....about financial awareness...that will probably take root sometime in the future...either in the woman talking with friends and family which may result in seeking additional financial information from a professional in the future.  You gave her the amount she could tolerate at that time.  I think you expected too much out of her for your first contact in that milieu.  You were fine.  You did your job.
Best regards,
Shirley</description>
		<content:encoded><![CDATA[<p>I&#8217;m a half glass full person, Neal, so you just planted a tiny seed&#8230;.about financial awareness&#8230;that will probably take root sometime in the future&#8230;either in the woman talking with friends and family which may result in seeking additional financial information from a professional in the future.  You gave her the amount she could tolerate at that time.  I think you expected too much out of her for your first contact in that milieu.  You were fine.  You did your job.<br />
Best regards,<br />
Shirley</p>
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		<title>By: Neal Frankle</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1494</link>
		<dc:creator>Neal Frankle</dc:creator>
		<pubDate>Fri, 31 Jul 2009 14:40:40 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1494</guid>
		<description>Shirley,

Yep....you are right.  Thanks.  I may have expected too much....</description>
		<content:encoded><![CDATA[<p>Shirley,</p>
<p>Yep&#8230;.you are right.  Thanks.  I may have expected too much&#8230;.</p>
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		<title>By: Neal</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1459</link>
		<dc:creator>Neal</dc:creator>
		<pubDate>Tue, 28 Jul 2009 19:52:24 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1459</guid>
		<description>lol......</description>
		<content:encoded><![CDATA[<p>lol&#8230;&#8230;</p>
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		<title>By: Kristen@TheFrugalGirl</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1458</link>
		<dc:creator>Kristen@TheFrugalGirl</dc:creator>
		<pubDate>Tue, 28 Jul 2009 17:00:20 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1458</guid>
		<description>Hmmm, that does seem like a not-so-great choice!  Penny-wise, pound-foolish.

On a side note, I wish I was smart enough to be able to command $250/hour.  lol</description>
		<content:encoded><![CDATA[<p>Hmmm, that does seem like a not-so-great choice!  Penny-wise, pound-foolish.</p>
<p>On a side note, I wish I was smart enough to be able to command $250/hour.  lol</p>
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		<title>By: Beth</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1457</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Tue, 28 Jul 2009 16:47:35 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1457</guid>
		<description>Actually, I was thinking about this issue from a different angle. Perhaps the raffle was an easy way out, but she essentially made a value decision here. Acquiring more &quot;stuff&quot; she didn&#039;t need was more urgent and important than working on her financial situation. It&#039;s still giving in to instant gratification, even if the item is free.

I hope that recognizing her failure to take advantage of your expertise will be a wake-up call. In which case, the role you played in this scenario will have far more impact that anything you could have said :)</description>
		<content:encoded><![CDATA[<p>Actually, I was thinking about this issue from a different angle. Perhaps the raffle was an easy way out, but she essentially made a value decision here. Acquiring more &#8220;stuff&#8221; she didn&#8217;t need was more urgent and important than working on her financial situation. It&#8217;s still giving in to instant gratification, even if the item is free.</p>
<p>I hope that recognizing her failure to take advantage of your expertise will be a wake-up call. In which case, the role you played in this scenario will have far more impact that anything you could have said <img src='http://wealthpilgrim.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Neal</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1456</link>
		<dc:creator>Neal</dc:creator>
		<pubDate>Tue, 28 Jul 2009 16:35:55 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1456</guid>
		<description>Carece,

Wow....great metaphor.  I learn so much from comments like yours and everyone else.  I&#039;m serious.  Thanks!</description>
		<content:encoded><![CDATA[<p>Carece,</p>
<p>Wow&#8230;.great metaphor.  I learn so much from comments like yours and everyone else.  I&#8217;m serious.  Thanks!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Neal</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1453</link>
		<dc:creator>Neal</dc:creator>
		<pubDate>Tue, 28 Jul 2009 15:33:50 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1453</guid>
		<description>ps.  I fixed the title...thanks!</description>
		<content:encoded><![CDATA[<p>ps.  I fixed the title&#8230;thanks!</p>
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	<item>
		<title>By: Neal</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1452</link>
		<dc:creator>Neal</dc:creator>
		<pubDate>Tue, 28 Jul 2009 15:33:32 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1452</guid>
		<description>Beth,

Serves me right for doing a final edit at 12 midnight.

I don&#039;t think she should have felt embarrassed since she was the one who signed up for a free consultation.  Nobody asked her to sit down w/me.

Your point about her possible fears of being sold something is a good one - and one that didn&#039;t occur to me.  I guess I&#039;m naive.

Again, in this particular instance, I don&#039;t think that was an issue since I didn&#039;t ask her to come over and talk...she initiated it.  

But I take your point.  Thanks Beth.</description>
		<content:encoded><![CDATA[<p>Beth,</p>
<p>Serves me right for doing a final edit at 12 midnight.</p>
<p>I don&#8217;t think she should have felt embarrassed since she was the one who signed up for a free consultation.  Nobody asked her to sit down w/me.</p>
<p>Your point about her possible fears of being sold something is a good one &#8211; and one that didn&#8217;t occur to me.  I guess I&#8217;m naive.</p>
<p>Again, in this particular instance, I don&#8217;t think that was an issue since I didn&#8217;t ask her to come over and talk&#8230;she initiated it.  </p>
<p>But I take your point.  Thanks Beth.</p>
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	<item>
		<title>By: Carece</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1455</link>
		<dc:creator>Carece</dc:creator>
		<pubDate>Tue, 28 Jul 2009 15:13:47 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1455</guid>
		<description>Neal,
No matter how you felt about it personally, your point is well taken. How often do we pass up the great for the good. The t-shirt vs. experience based advise is a great metaphor. We all to often want to wear the title on the outside but shun the work on the inside. No judgment here on my part regarding the woman, I&#039;m talking about myself. ;-) Thanks for the post Neal. Have a great day. Keep up the great work of share hope in the midst of financial chaos. 
Carece</description>
		<content:encoded><![CDATA[<p>Neal,<br />
No matter how you felt about it personally, your point is well taken. How often do we pass up the great for the good. The t-shirt vs. experience based advise is a great metaphor. We all to often want to wear the title on the outside but shun the work on the inside. No judgment here on my part regarding the woman, I&#8217;m talking about myself. <img src='http://wealthpilgrim.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' />  Thanks for the post Neal. Have a great day. Keep up the great work of share hope in the midst of financial chaos.<br />
Carece</p>
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	<item>
		<title>By: Beth</title>
		<link>http://wealthpilgrim.com/how-coupons-cost-this-person-62-50-in-15-minutes/#comment-1449</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Tue, 28 Jul 2009 12:35:18 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=3282#comment-1449</guid>
		<description>First of all, I don&#039;t understand the title and the picture. How do coupons figure into this story? And since she wasn&#039;t paying you for your time, how exactly did she lose $62.50?

I think in your position I would be frustrated too, but did it occur to you that she might have felt embarrassed about spilling all her financial failures? The raffle could have been a convenient &quot;out&quot; to avoid being judged by a total stranger. 

All too often &quot;free consultations&quot; are just a chance for some expert to &quot;wow&quot; you with something you already know and they try to convince you to buy something to get more &quot;expert advice&quot;. I&#039;m sure what you would have told her would have been very useful, but I think people have been burned so many times that they might distrust people who genuinely want to help.</description>
		<content:encoded><![CDATA[<p>First of all, I don&#8217;t understand the title and the picture. How do coupons figure into this story? And since she wasn&#8217;t paying you for your time, how exactly did she lose $62.50?</p>
<p>I think in your position I would be frustrated too, but did it occur to you that she might have felt embarrassed about spilling all her financial failures? The raffle could have been a convenient &#8220;out&#8221; to avoid being judged by a total stranger. </p>
<p>All too often &#8220;free consultations&#8221; are just a chance for some expert to &#8220;wow&#8221; you with something you already know and they try to convince you to buy something to get more &#8220;expert advice&#8221;. I&#8217;m sure what you would have told her would have been very useful, but I think people have been burned so many times that they might distrust people who genuinely want to help.</p>
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