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	<title>Comments on: This Frugal Life Needed A Change &#8212; Quick</title>
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	<description>WealthPilgrim.com -No Money Worries. No Matter What.</description>
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		<title>By: admin</title>
		<link>http://wealthpilgrim.com/frugality-0-neal-1/#comment-2790</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Thu, 03 Dec 2009 19:25:45 +0000</pubDate>
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		<description>LLC,

I&#039;d have to agree w/your comments.  I think your point should indeed be articulated and emphasized.  We&#039;ve put in the work, let&#039;s enjoy a little.....right?</description>
		<content:encoded><![CDATA[<p>LLC,</p>
<p>I&#8217;d have to agree w/your comments.  I think your point should indeed be articulated and emphasized.  We&#8217;ve put in the work, let&#8217;s enjoy a little&#8230;..right?</p>
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		<title>By: LeanLifeCoach</title>
		<link>http://wealthpilgrim.com/frugality-0-neal-1/#comment-2783</link>
		<dc:creator>LeanLifeCoach</dc:creator>
		<pubDate>Thu, 03 Dec 2009 01:56:45 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=2912#comment-2783</guid>
		<description>Neal:

Had you not budgeted for many years, been frugal and made sure that you obtained value for all the dollars you spent before this vacation, you would not have been able to &quot;let go&quot;. 

With all due respect, I believe the message should be a little more specific, its OK to be carefree only after you have earned it. 

Lastly, on behalf of my kids and their future, please extend our appreciation to your daughter for her commitment to serve our Nation.
.-= LeanLifeCoach&#180;s last blog ..&lt;a href=&quot;http://eliminatethemuda.com/2009/11/you-can-never-earn-enough-so-quit-trying/&quot; rel=&quot;nofollow&quot;&gt;You can never earn enough, so quit trying!&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Neal:</p>
<p>Had you not budgeted for many years, been frugal and made sure that you obtained value for all the dollars you spent before this vacation, you would not have been able to &#8220;let go&#8221;. </p>
<p>With all due respect, I believe the message should be a little more specific, its OK to be carefree only after you have earned it. </p>
<p>Lastly, on behalf of my kids and their future, please extend our appreciation to your daughter for her commitment to serve our Nation.<br />
.-= LeanLifeCoach&#180;s last blog ..<a href="http://eliminatethemuda.com/2009/11/you-can-never-earn-enough-so-quit-trying/" rel="nofollow">You can never earn enough, so quit trying!</a> =-.</p>
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		<title>By: Neal</title>
		<link>http://wealthpilgrim.com/frugality-0-neal-1/#comment-1132</link>
		<dc:creator>Neal</dc:creator>
		<pubDate>Thu, 02 Jul 2009 13:29:57 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=2912#comment-1132</guid>
		<description>Thanks Rich,

People who sign up for email delivery of the blog get a very detailed discussion and action list on taming the budget beast.  

Check that out and encourage your sign to work those steps.  I think he&#039;ll be amazed at the results.</description>
		<content:encoded><![CDATA[<p>Thanks Rich,</p>
<p>People who sign up for email delivery of the blog get a very detailed discussion and action list on taming the budget beast.  </p>
<p>Check that out and encourage your sign to work those steps.  I think he&#8217;ll be amazed at the results.</p>
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	<item>
		<title>By: rich</title>
		<link>http://wealthpilgrim.com/frugality-0-neal-1/#comment-1106</link>
		<dc:creator>rich</dc:creator>
		<pubDate>Wed, 01 Jul 2009 19:32:34 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=2912#comment-1106</guid>
		<description>Neal - You went on vacation!  Am shocked...but relieved that you are human.  I agree that it is essential to spend in a carefree manner during certain times - graduation, coming home (from Army, in your case), a celebration of some sort - but it is the budgeting that is the most difficult thing to do and which I am trying to teach my boys.  My oldest just graduated from college, so I will pass on your words of wisdom...maybe you can blog about the monthly budget idea in a more specific manner that I can pass on to him.</description>
		<content:encoded><![CDATA[<p>Neal &#8211; You went on vacation!  Am shocked&#8230;but relieved that you are human.  I agree that it is essential to spend in a carefree manner during certain times &#8211; graduation, coming home (from Army, in your case), a celebration of some sort &#8211; but it is the budgeting that is the most difficult thing to do and which I am trying to teach my boys.  My oldest just graduated from college, so I will pass on your words of wisdom&#8230;maybe you can blog about the monthly budget idea in a more specific manner that I can pass on to him.</p>
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		<title>By: Paul @ FiscalGeek</title>
		<link>http://wealthpilgrim.com/frugality-0-neal-1/#comment-1096</link>
		<dc:creator>Paul @ FiscalGeek</dc:creator>
		<pubDate>Mon, 29 Jun 2009 23:09:32 +0000</pubDate>
		<guid isPermaLink="false">http://wealthpilgrim.com/?p=2912#comment-1096</guid>
		<description>Neal completely agree on this one.  It&#039;s important to have a plan and a budget, and also a plan when you need to exceed your budget.  I have a variety of categories that are sinking funds where I&#039;m carrying balances for when things occur, car repair, Christmas, vacation.  So when I need to do something like you did, I can and we readjust the following month.  A little buffer is a good thing.</description>
		<content:encoded><![CDATA[<p>Neal completely agree on this one.  It&#8217;s important to have a plan and a budget, and also a plan when you need to exceed your budget.  I have a variety of categories that are sinking funds where I&#8217;m carrying balances for when things occur, car repair, Christmas, vacation.  So when I need to do something like you did, I can and we readjust the following month.  A little buffer is a good thing.</p>
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