The aftermath of 9/11 is very strong for me. For a fellow who is rarely at a loss for words, today seems like a good day to think, pray and meditate rather than write. But I will say one thing. I am very proud of the United States and the people we are today. We [...]
If you constantly struggle with some particular financial challenge, I can understand why you’d want to throw in the towel sooner or later. Think about trying to lose weight, improve your credit score or increase your retirement savings and investments. Do you know why there are so many books on these subjects? It’s because the “lose [...]
If you have an expensive wedding ring, you might consider buying wedding ring insurance. The question came to me after our friend put her hand in our van door as it was closing. Don’t worry…the van door is fine. The ring and her finger were another story….. What risks do you face? Before we go [...]
If you live in Alaska, Arizona, California, Idaho, Nevada, New Mexico, Texas, Louisiana, Wisconsin, Washington or Puerto Rico, you live in a community property state, where community property laws are in effect. These laws govern your personal property and debts. It’s important you understand them even if you have no plans to divorce. That’s because [...]
Buying an engagement ring is one of the first steps you take to begin your married life. The price of the ring shouldn’t cause you to start that joint life out in the poor house. When you get engaged, it’s pretty emotional. Even a jaded Pilgrim can admit that. But it’s important to be clear: [...]
It’s essential to teach children about money management and budgeting at a young age. The last thing you want is for kids to not “get it” and end up in the hole. Getting the learning process going early on puts them on the path to becoming financially responsible adults. Financial literacy author Ellie Kay believes [...]
If you have children, you owe to them and yourself to teach kids about money. If you’ve faced financial trouble sometime in your life, you probably want to do everything in your power to make sure they don’t relive your difficult experiences. If our goals are not to worry about money so you can have [...]
Last week I had the opportunity to create a “vision board.” If you aren’t familiar with this, it’s basically an arts and crafts experiment. You take some old magazines and cut out pictures that jump out at you or illustrate what you want your future to look like. Then, you make a collage of everything [...]
Remember how rushed you felt in December? Same thing for me. Then, usually in January, I get the feeling that I have plenty of time to accomplish my goals for the coming year. But when you think about it, a week in December is just as long (or short) as a week in January. And [...]
If you want to keep your resolutions, I can guarantee success if you implement one simple idea: Live one day at a time. You’ve heard this before. It may sound trite. But very few people actually live this way. I know it’s really hard for me at least. I also know the payoff is huge [...]
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