The following is a guest post on student credit card debt and an excerpt from Completely Conquer Credit, which is now available on Amazon for Kindle. There’s a lot that college students don’t know about credit cards. Truthfully, I lost focus many times in college with all of the parties and fun stuff going [...]
Can you think of anything more infuriating than getting ripped off by credit card scams? (Read Debt Relief Scams for some ideas.) Maybe there are worse things but just the mere thought of this really steams my tea. These perpetrators are cowards and thieves and there are very few people I have less respect for. Enough. [...]
There are many enticing offers that may persuade you to switch credit cards. Sometimes, it makes sense. But other times, it just may not be worth it. Here’s what to consider: When you simply apply for the best credit cards in 2012 (regardless of whether or not the credit card company accepts your application, your [...]
Have you ever paid for something and either didn’t receive it or didn’t get what you paid for? It doesn’t happen often but when it does, it’s maddening. That’s when disputing credit card charges becomes an important skill. If you just ignore the charge, you’ll wreck your good credit score so you have to respond. [...]
Most people associate credit cards with earning rewards or paying interest, but they offer a lot more than that. As I’m sure you’ve noticed, credit card insurance protection is often offered free of charge. However before you rely on them, it’s important to understand how they work. Sometimes the names of the benefit can be [...]
Let’s say you were approached by your friend Stacy who needs help qualifying for a mortgage to buy a home. She asks if you’d be interested in co signing a loan for her. You generally trust Jane and think she’s pretty responsible. But you’re concerned about being on the hook for that money. Keep in mind that [...]
Normally you can’t get a free credit score with no credit card, but I just did. I didn’t even have to sign up for any “free trials” or anything else. There is a relatively new service from CreditSesame.com that gives you your free credit score – and much more – instantly. It’s free, you don’t [...]
The best way to understand what a credit line is to think back to when you were a kid. Hopefully, you had a benevolent uncle who would always throw you some cash if you were in a tight spot. His largess had limits of course, but within those limits, you were golden. You didn’t have [...]
Having a good credit score is a great way to entice lenders to do business with you at reasonable rates. It doesn’t matter if you have a good credit score and want a great one, or you have experienced some financial setbacks and want to get back on track. Here are 7 easy credit builders [...]
There is such a thing as “do-it-yourself credit repair for dummies.” That’s not to say that this subject is straightforward. There is so much noise on the radio, newspaper, TV and internet. Private companies promise to fix your credit and say they’ll even guarantee results. Where do you start? Who do you turn to? First, [...]
Subscribe via RSS