If you are wondering if you should graduate from college early, I have to start off by congratulating you for even considering the question. Just thinking about this issue proves that you are a forward-thinking person. Believe me, for most of your friends, long-term thinking doesn’t extend beyond the weekend and deciding which party to [...]
If you pay college tuition, there are a few tax credits and incentives to help you reduce the financial burden. So even if you are filling out financial aid forms, don’t forget to pursue tax credits too. First, let’s understand what a tax credit is. If you pay taxes, a tax credit should be music [...]
If you have college credit card debt, the best thing you could possibly do for yourself is to make getting out of debt your number one priority in life. If you’re looking for a way to build your credit, you have to be focused on being debt-free first. You must make this your mission and let [...]
You can actually get a full tax deduction for your 529 contributions. That’s right, in special circumstances, if you are fortunate and if you’re clever, you can actually arrange for those contributions to be tax deductible. Before I tell you how to do that, I need to mention that anyone can establish a 529 plan. [...]
If you cut your education expenses, you reduce the chances of graduating with huge debt – which is the last thing you want. If you take the following steps, you’ll have more money to pay off your existing debt and you’ll accumulate a lot less debt going forward. Here are three powerful ways to do [...]
Here’s a unique way to boost the benefits of the very best college savings plans. Of course, there is a lot of debate concerning which is the best plan. Some people love the 529 plan because it offers tax-free growth and withdrawals. They also provide plenty of control over who gets the money. They only [...]
When it comes to a student loan, you have two ways to go. You can go to the federal government or to private lenders. The federal government offers loans that are relatively easy to get and don’t cost too much. Also, the fees associated with these loans are low. The financial aid forms are a pain, [...]
If you’ve got a youngster at home, you might be wondering if prepaid college funds are worthwhile or not. I received the following e-mail last week from “L,” a reader who is interested in knowing the best way to start saving for college for their young son: Here’s part of what she wrote to me: “529 [...]
You can easily get an expensive college education for a fraction of the cost. Before you get too excited, I have a confession to make. My daughter discovered this idea…not me. (I’m a little embarrassed that I didn’t cook it up, but at least my progeny did.) You may recall that my daughter started attending [...]
You can take steps now so that when you complete the college financial aid forms, you’ll get more money. I read an article in Investor’s Business Daily over the weekend that explained a neat little trick that will help. I’m going to explain it in just a second…and then I’m going to explain how the [...]
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