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Budget Saving Coupons You Never Knew Existed

Budget Saving Coupons Your Never Knew Existed.

This is a guest post from my new buddy Todd over at Dealio.  I have to admit, I get hives when I think about spending a lot of money dinning out.  I don’t have any room for it in my monthly budget plan. My wife will attest to that. [...]

Before You Get An LTC Insurance Quote – Known This

Before you get an LTC(Long Term Care)insurance quote, you should know a few things.

At it’s most basic form, it’s a policy that pays you money if certain things happen to you physically. The insurance company doesn’t reimburse you for your medical costs like health insurance. It simply pays you a predetermined amount of [...]

How To Lease A Car Cheap

How To Lease A Car Cheap

If you are interested in leasing a car, you can save a fortune by what I’m about to share with you.
I want to go on the record and say that the longer you drive a car, the cheaper it is. I buy cars – I don’t lease them. Tis saves my [...]

How To Convince Your Spouse You Need A Budget

You might realize that you need a budget…. but how do you convince your spouse?
And once you convince him that you need a budget, how do you get him to stick to it?
I could be wrong (it happens once in awhile) but in my opinion, this is the number one issue facing couples with financial [...]

You Need A Budget (YNAB) Review – A CFP’s Opinion

I finally broke down and decided to review  You Need A Budget (YNAB) — the premier personal budget software package — and I’ll tell you why.

Even though I’m a professional financial advisor and Certified Financial Planner, what you do financially dwarfs the importance of my work.
That’s right.
Even if you had Warren Buffet working for you, [...]

How To Overcome Pitfalls Of Zero Based Budget Planning Process

Don’t Use A Zero Based Budget Planning Process – Here’s Why
A zero based budget planning process might work for some people but there is a much better alternative.

In fact, the zero based plan might even create a tremendous obstacle for you.
Before I explain, let’s look at what a zero based budget planning process is.
Quite simply, [...]

Get Out Of Debt With Free Software

There are a number of great free online software programs available to help you spend less money and get out of debt.

But how do you determine if it’s worth your time to really learn more about a particular program?
Lucky for you Emily Thomas wrote this guest post and guide to some online budgeting tools — [...]

Best Car Extended Warranty For Free

I just got the best car extended warranty.

To sweeten the deal, it didn’t cost me a cent.
As you can imagine, I’m pretty happy.
I want to tell you what happened in the hopes that you’ll be able to take advantage of my experiences and get your best car extended warranty for free too.
The background:
PRELUDE: My [...]

Why This Boyfriend Doesn’t Need A Valentines Day Gift Idea

Here’s a novel valentines day gift idea if you have a boyfriend, girlfriend, wife, husband or domestic partner.
Give them a hug. Give them a kiss. Heck…give them a horsey back ride if you must
….just keep your money in your pocket and purse.
It’s the gift that keeps on giving and it’ll help improve your [...]

Young Couple Can’t Afford Credit Card Payment. Help Fix Their Money And Marriage

I took a tough call yesterday from a young couple struggling with their money and marriage.  John and his wife Margaret are in way over their heads and they’re considering throwing in the financial towel and declaring bankruptcy.
They owe $50,000 in credit card debt and they can barely make the minimum payments.  They fear losing [...]

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