Retirement Planning

IRAs can be complicated – but they don’t have to be.  The reality is, there are only a few rules and limitations to be mindful of in order to make maximum use of the available options.  Let’s take a look together and see how straight forward it really is Traditional IRA This is the standard […]

email

{ 5 comments }

Even though tax season is winding down, it’s not too late to fund an IRA.  But what is an IRA and why should you buy one?  How do they work?  These are important questions to ask because IRAs are some of the very best ways to secure your financial future.  And if you ignore the […]

{ 1 comment }

If you want to retire successfully and not have to worry, mastering your retirement budget is where you should focus your attention. It’s plain to see why this is so. Even if you work after you retire, your spending is what you have most control over.  It just makes sense to put your attention there. […]

{ 1 comment }

Let me cut right to the chase; if you need money, the last place to go for it is your IRA. I’ll explain why that is in a minute.  At the same time, I understand that sometimes people just don’t have a choice.  If that describes you, I’ll also share a few ideas on how […]

{ 1 comment }

Anyone who says that a Roth 401k or a Regular 401k is absolutely a better deal for you is either misguided, not telling you the truth or a blockhead. There are too many unknowns that are unknowable. You can’t really know which is a better deal with foresight. Worse, the most important variable in this […]

{ 0 comments }

This may seem really weird coming from me, but the truth is you might not need a financial advisor. Not everyone does. And some people would be far better off with no advisor rather than with the advisor they currently have. Let me share a couple of real stories to illustrate the point. When You […]

{ 0 comments }