Retirement Planning

This may seem really weird coming from me, but the truth is you might not need a financial advisor. Not everyone does. And some people would be far better off with no advisor rather than with the advisor they currently have. Let me share a couple of real stories to illustrate the point. When You […]

email

{ 0 comments }

When it comes to retirement planning, 1 in 2 people accurately know where they stand.*The other half are almost evenly divided between those who are over-confident and those who are under-confident about what lays ahead. If you are a member of either group it’s time to re-think your position – muy pronto. Here’s why. If […]

{ 2 comments }

A Roth IRA is one type of retirement account you might want to fund. Then again, once you understand how it really works, you might want to give it a big “non merci”. It’s quite different from a traditional IRA. With the Traditional IRA, you get a write off in the year that you fund […]

{ 0 comments }

With the beginning of the New Year, there are lots of opportunities to give your financial future an extra boost.  Besides investing your retirement money correctly, one of the very best ways to do that is to maximize your 401k and IRA contributions.  Even though some of the laws that govern these plans have changed, […]

{ 0 comments }

We spend a good deal of time talking about how important it is to have a financial plan. But what does that look like? Specifically, what questions does a financial plan answer? A good financial plan is designed to put you at ease. It tells you how likely it is that you’ll achieve your financial […]

{ 0 comments }

Most of the people you know aren’t on track to retire. Are you? Wells Fargo & Co did a telephone retirement savings survey of 1,000 Americans age 25 to 75 in late 2012. It scared the daylights out of me. Here’s why: Most respondents estimated that they need $300,000 in order to retire and that […]

{ 0 comments }