Investing Strategies

They don’t teach investing in school. It’s no wonder that so few of us really understand how investments work, what mutual funds are and how to select the right investments for our unique situation.

The following articles explain how the stock market, mutual funds, annuities,stocks and bonds work in plain English. They demystify investing and empower you to make better investing decisions for you and your family.

Before you make an investment the first question you likely ask yourself is what the return will be. It’s a very reasonable question. And it’s very easy to know the answer with some short-term investments like CDs. You deposit your money for a specific time with a bank. And the day you do so you […]

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In order to know if you are on track with your investments, you need to know what is a good investment return.  This might seem to be an easy task but as you’ll see it’s a little more complicated. How to Determine What a Good Investment Return Really Is First, lets get clear on what […]

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You almost need a magnifying glass to see the interest rates banks are willing to pay you these days for the cash you keep on deposit. At the same time, the stock market has been on a pretty sweet roll for several years. As a result of that combination, more and more investors are looking […]

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The following post was first published in August 2011 after a nasty 20% drop in the S&P 500 index.   That was a pretty rough time for investors.  Right now, the market is pushing all time highs.  I thought it might be a good idea to refresh our understanding by taking a look at the market […]

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Target date funds are some of the most popular investment choices among retirement plan participants today. I understand why people put their money into these funds even though I think there are far better choices. But investors may not understand exactly what they are getting into when they pull the target date fund lever and […]

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Should you buy your mutual funds directly from a mutual fund company or should you buy them through a custodian like TD Ameritrade or Fidelity? Does it matter? As you’ll see, it matters a great deal. In fact, where you buy your funds might be one of the most important decisions of your investing career. […]

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