Comments on: Betterment Review – Easy Investing Option http://wealthpilgrim.com/betterment-review-easy-investing-option/ WealthPilgrim.com -No Money Worries. No Matter What. Mon, 21 May 2012 14:36:39 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Neal Frankle http://wealthpilgrim.com/betterment-review-easy-investing-option/#comment-37885 Neal Frankle Fri, 16 Mar 2012 12:06:19 +0000 http://wealthpilgrim.com/?p=26136#comment-37885 Tom, I can't give you investment advice of course. I would check on the returns for the very conservative Betterment account. Also, I'd check on the volatility of that account as well. There is no free lunch. If they are paying more, that is great. Just find out: a. if the conservative alternative is FDIC b. if not, is it 100% bonds? c. if bonds, what are the durations? My guess is, if it's FDIC the return is going to be about the same as any other FDIC account. Read <a href="http://wealthpilgrim.com/simply-explanation-of-why-bonds-tank-when-interest-rates-increase/" rel="nofollow"></a> Tom,

I can’t give you investment advice of course. I would check on the returns for the very conservative Betterment account. Also, I’d check on the volatility of that account as well. There is no free lunch. If they are paying more, that is great. Just find out:
a. if the conservative alternative is FDIC
b. if not, is it 100% bonds?
c. if bonds, what are the durations?

My guess is, if it’s FDIC the return is going to be about the same as any other FDIC account. Read

]]> By: Tom http://wealthpilgrim.com/betterment-review-easy-investing-option/#comment-37878 Tom Fri, 16 Mar 2012 04:30:30 +0000 http://wealthpilgrim.com/?p=26136#comment-37878 I found your site while searching for reviews for Betterment. Since there are no fees to withdraw money, wouldn't this make a great higher interest emergency fund than a traditional savings account? I'm considering putting a large portion of my 6 month fund in an account with Betterment and setting the slider all the way to Conservative to get at least some return on this money that is otherwise not really earning interest. Is there a flaw in this logic or does this seem reasonable? I found your site while searching for reviews for Betterment. Since there are no fees to withdraw money, wouldn’t this make a great higher interest emergency fund than a traditional savings account? I’m considering putting a large portion of my 6 month fund in an account with Betterment and setting the slider all the way to Conservative to get at least some return on this money that is otherwise not really earning interest. Is there a flaw in this logic or does this seem reasonable?

]]> By: Neal Frankle http://wealthpilgrim.com/betterment-review-easy-investing-option/#comment-34240 Neal Frankle Wed, 01 Feb 2012 17:21:23 +0000 http://wealthpilgrim.com/?p=26136#comment-34240 Darin, Try this... http://wealthpilgrim.com/how-should-i-invest-right-now/ Neal Darin,

Try this…

http://wealthpilgrim.com/how-should-i-invest-right-now/

Neal

]]> By: Darin http://wealthpilgrim.com/betterment-review-easy-investing-option/#comment-34233 Darin Wed, 01 Feb 2012 16:30:37 +0000 http://wealthpilgrim.com/?p=26136#comment-34233 Hey Neal, sounds like a great beginners tool, investing with training wheels. But, where does one go from there? Hey Neal, sounds like a great beginners tool, investing with training wheels. But, where does one go from there?

]]> By: Neal Frankle http://wealthpilgrim.com/betterment-review-easy-investing-option/#comment-33960 Neal Frankle Mon, 30 Jan 2012 21:15:00 +0000 http://wealthpilgrim.com/?p=26136#comment-33960 YES...thanks... Gotcha. That is the gross return since inception. I would prefer they use annualized of course. YES…thanks… Gotcha. That is the gross return since inception. I would prefer they use annualized of course.

]]>