Neal Frankle, CFP ®

I know what it’s like to have financial trouble. Both my parents passed away while I was still in High School. I took a tiny insurance settlement to a financial advisor. Rather than help me grow it safely to help me get through college, he churned and burned the account. It was horrible. But this experience made a deep impact on me and helped me really understand what it’s like to be in a tough situation with limited resources and almost no financial understanding. This motivated me to help others by developing a top-rate financial planning firm offering clients a comprehensive range of investment and financial planning services that are customized to clients’ needs. Neal Frankle

Neal has written 1030 awesome article(s).


If you run your numbers and think you might not have enough retirement income when you stop working, don’t lose your cool. This doesn’t have to mean you’ll be spending your golden years super-sizing fries, cokes and burgers at the Golden Arches. You still have a few options at your disposal. And one of those [...]

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The answer to this question is almost always yes. If you buy insurance through your employer it will usually be far cheaper than buying it yourself. That said there are a few major pitfalls you need to be aware of when considering employer-provided life insurance. I like informed Pilgrims making good financial decisions, don’t you? [...]

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There are many benefits to delaying Social Security benefits but there are also some serious drawbacks. If you push back on the start date your eventual benefit will be larger. And since it is larger, your cost-of-living increases will be calculated from a larger base and hence the annual increases will be larger too. And [...]

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You have a lot more in common with people who are millionaires than you think. It’s true that sometimes the rich have pricier homes, cars and vacations. But when it comes down to the really important things – like health, family, general level of happiness and sense of well-being, being mega-wealthy just doesn’t matter. I [...]

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Currently the market is disturbingly turbulent. During times like these, some investors think that a diversified portfolio is their key to investment security.  I agree that it might help in certain circumstances.But in other cases diversification can be a very risky approach. That’s right. Often a diversified portfolio will expose you to much more risk than [...]

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If you are in debt, especially credit card debt, you might be so focused on getting out of debt that you overlook one of the most important steps – reduce your cost of debt first. The reason this is important is because if you reduce your cost of debt, you can get out of financial [...]

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