WealthPilgrim.com $2,500 Holiday Cash Giveaway!

by Neal Frankle, CFP ®

A Winner Selected!This giveaway is now over. The winner of a $2,500 cash prize is D. Matsinger. He has been contacted and has 72 hours to reply and accept his prize. Many many thanks to everyone that participated and be sure to lookout for great content from WealthPilgrim!

You read correctly, a $2,500 check will be written to one winner in our holiday giveaway contest. And even better, there are five other websites just like mine that are offering up a $2,500 cash prize. So let’s get right to the housekeeping issues at hand.

Rules and regulations for the $2,500 cash giveaway are as follows:

  • In order to participate, you must sign up for the Wealth Pilgrim email newsletter (The email subscription box is also to your right and below) and complete a short five question survey. The link to the survey can be found HERE.
  • Only one entry per person (duplicate entries on the same website will disqualify you from winning the $2,500 prize on that site)
  • Winner must be a US resident
  • The giveaway begins Wednesday, December 12th and concludes Sunday, December 23rd at 11:59 pm ET. The morning of December 24th, a winner will be chosen at random, (using Random.org), announced on the site and will have 72 hours to provide their name, address and social security number for tax purposes (yes, this $2,500 will count as miscellaneous income toward your 2013 taxes)
  • The email address you enter in the survey must match the email address you use to subscribe to the Wealth Pilgrim Newsletter.

After you’ve completed the survey here, make sure you enter our friends giveaways for five more chances to win $2,500 in cash! Links to their giveaway pages are listed below:

  1. DoughRoller.net $2,500 cash giveaway
  2. PTMoney.com $2,500 cash giveaway
  3. CashMoneyLife.com $2,500 cash giveaway
  4. MyMoneyBlog.com $2,500 cash giveaway
  5. CompareCards.com $2,500 cash giveaway

Since the financial collapse of 2008, small business have been struggling to stay afloat (or even start). Business loans continue to dry up and the available lines of credit for someone looking to fund their dream are too few and far between because of poor credit scores. Before applying for another line of credit, make sure to check your credit score to ensure you don’t do more damage by applying and being declined. (My two favorite credit score companies are below, because their FREE!)

Credit Karma – Credit Karma offers a free credit score from TransUnion and requires no credit card or payment method to sign up (or ever). Their interface is squeaky clean and every month, a user can log in and check their updated credit score for free. Other up-sells are offered but to get the maximum value out of these guys, just use it for their dashboard features of tracking your debts and credits as well as keeping an eye on your credit score.

Credit Sesame – Very similar to Credit Karma, Credit Sesame is a free online credit score company that provides your Experian credit score. These guys were just given a big face-lift, with a much more user friendly interface and a lot of cool credit tracking features. I use Credit Sesame as another barometer of my credit AND signed up for their newsletter as they often give codes for free credit reports. Credit Sesame has no cost … forever.

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{ 14 comments… read them below or add one }

Ronald R. Dodge, Jr. December 30, 2012 at 12:44 PM

I see you mentioned briefly of 2 credit score companies, that’s free to use. I have been a user of CreditKarma. I have mixed opinions. On the one hand, it can be objective, but yet, I have also noticed, it has also been incomplete with the information it gathers. There will be plenty of times it shows I have 0% credit usage, but yet, I have about 15% usage on my primary credit card with about 1% usage on my secondary credit card. It’s as if it doesn’t have information about my primary credit card usage, which then the service drops my credit utilization score to a “C” grade because it’s showing a 0% credit card usage.

It also for a while showed my score dropping, and it recently took it back up. On the one hand, my credit risk is higher because of my current unemployment status. On the other hand, these credit usage risk models doesn’t take into account of such things, so I’m not sure. The only item that could have dropped my score would have been the increased student loan amounts I have as a result of going back to college, which I recently graduated with a major in Accounting and a minor in Information Systems. I earned 2 years worth in just 15 months with a 3.88 GPA on a 4.0 scale, which I about had to do that for financial reasons. If I didn’t earn those credits within the 15 months, I would have fallen short financially to complete the degree in the spring.

Hopefully, things will now go through for me, so as I can get back on the financial track I need to be on for the household. If not, I do have a backup plan, which I have already activated at this point of time as timing is everything, and you can’t just wait for something to go through when other deadlines looms.

Reply

Neal Frankle December 30, 2012 at 1:46 PM

Ronald. I wish you all the best and I am glad you have a backup plan. Very smart strategy…

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Neal December 28, 2012 at 3:48 PM

I did hear back from our winner and the check is on the way! Congrats to D Matsinger! What a lucky Pilgrim! Thanks for participating everyone.

Reply

MJ December 26, 2012 at 6:32 AM

Any reason a winner was not announced?

Reply

Neal Frankle December 26, 2012 at 7:57 AM

Like I said, we have to select a new winner because the first one didn’t follow the (VERY EASY) instructions.
Should have an announcement shortly.

Reply

JosephLucca December 25, 2012 at 8:03 AM

Hi Neal
Where is the announcement page? I don’t see it mentioned anywhere.

Best

Reply

Neal Frankle December 26, 2012 at 7:56 AM

We selected a winner – and had to disqualify the person because he didn’t follow the inx. We are in process of selecting another person. I hope to have that done today. Sorry folks…

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Lance @ Money Life and More December 24, 2012 at 6:42 PM

Hey Neal,

Did I miss the announcement somewhere? I hope you have a very Merry Christmas!

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Trish F December 22, 2012 at 7:45 PM

Thanks for this awesome giveaway. You rock!

Happy Hollidays!

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Wendy T December 20, 2012 at 4:28 PM

Followed the requirements to enter.

Thank you and happy holidays.

Reply

Mark December 12, 2012 at 2:00 PM

Very cool, thanks Neal!

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OC Budget Living December 12, 2012 at 12:48 PM

I’m a new reader of this blog and hopefully, this giveaway comes my way to help me on my debt recovery journey!

I left a comment earlier but somehow, it’s not posted.
Hopefully, i am not double posting.

Reply

Orange County Budget Living December 12, 2012 at 8:37 AM

Thanks for the opportunity. I definitely subscribed.
Hopefully, I will get lucky and put it towards my debt journey! It’s a long one!

Reply

Lance@MoneyLife&More December 12, 2012 at 5:48 AM

Very cool giveaway. I will definitely be entering this evening and have no problem paying taxes on it if I win! Thanks Neal!

Reply

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