Budget Saving Coupons Your Never Knew Existed.
This is a guest post from my new buddy Todd over at Dealio. I have to admit, I get hives when I think about spending a lot of money dinning out. I don’t have any room for it in my monthly budget plan. My wife will attest to that. [...]
Is an early mortgage payoff a good idea?
An early mortgage payoff is not in your financial interest right now. In fact, it’s the last thing you should do — at least from a financial standpoint. Instead, keep your mortgage and make investments for your retirement. Better yet, go out and get a humongous mortgage.
I advise this [...]
Should you invest in index funds now?
This is an extremely timely issue. But to be frank, the real question is,” Should you invest in the market now? Or…what is the best retirement and/or growth allocation in a bad market? Index funds are going to do what the market does (in most cases). If you are terminally [...]
How to Avoid Internet Business Scams
Do you know why there are so many internet business scams?
Because they make money for the scammers. They send out millions of fraudulent e-mails and they know that a small percentage of the people who get them are going to respond. Times are tough right now. People are desperately [...]
IRS Tax Debt Relief – Do It Yourself
If you need IRS tax debt relief, you may not have to hire a fancy pants CPA or tax attorney. Depending on the situation, you have a few alternatives you can try yourself. If you are successful, you may end up saving a pile [...]
What is a Good FICO Credit Score Range?
It’s important to be in a good….no…..great FICO credit score range. It’s also important to know what your score is.
I used to think otherwise. I never had a credit problem. I never missed a payment. I never even paid a cent in credit card [...]
401k Performance – 5 Tips To Turbo Charge It Now
Here are 5 ways to increase your 401k performance.
1. Wise Up
The first (and most important) way to increase your 401k performance is to know what the performance really is. Many people don’t. They just gauge performance by comparing the bottom line from one [...]
It’s easy to open an IRA.
But if you do so without taking certain preliminary steps, you might waste time and money and make a mess. Yuk.
Here’s a checklist you can use to make sure you avoid the land mines:
1. Determine how you’re going to invest.
Are you a buy and hold person or do you use more [...]
Do you need a QDRO attorney?
First, what is a QDRO?
It’s basically a document issued by the court that orders how retirement assets are to be divided between you and your (soon-to-be) former spouse.
A QDRO (Qualified Domestic Relations Order) used correctly can protect your share of IRA money (and other retirement assets) in case of divorce.
I [...]
What to do when yourwallet has been lost of stolen
Do you know the desperation of having your wallet stolen or lost?
It feels terrible and for good reason. First, you’re afraid someone’s going to take a trip to the South of France on your dime – and you’ll have to improve your credit score fast.
And [...]
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